Evolution in anti-aging products

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Mar 172023
 

During the last 10 years more attention is paid to the anti-aging skin care. Developments within this category were influenced by such factors, as competition between the major brands, introduction of new technologies and new ingredients, as well as worldwide increase in demand for the so-called “rejuvenating cosmetics”. People have no intentions of putting up with aging. Today they are turning to alternative therapies and anti-aging products, however, they will not spend money on products which do not produce the desired results.

First anti-aging skin care appeared during the late 1980s. The first liposome ingredient delivery system was part of first generation anti-aging skin care.

Devid Jago, an expert in the market analysis for MINTEL, gives his evaluations of the changes, which have taken place since then: “At present, the special properties, ingredients and benefits of the products are clearly shown on the label. In the late 1980s, it was only said that those products were firming, softening the skin, reducing lines etc., but their functional ingredients were usually not disclosed. Today’s press often informs us of specific ingredients and their benefits, thus contributing to the consumers’ education”. As a result, there appeared a category of skincare products intended for specific age groups or needs. Usually, women aim at making their aging skin look younger, or their young skin – healthier.

In the beginning of 1990s, a lot of anti-aging ingredients have been studied. The most important of those, Alpha Hydroxy Acids (AHA), became the first ingredients to affect the skin. Sally Penford, of the International Dermal Institute, a post-graduate training school for therapists, comments: “It stimulated women to start considering cosmetic surgery, glycolic acid peels and laser skin treatments”.

Another “great revolution” in anti-aging skincare has been in the use of A, C and E vitamins, as well as group B vitamins and main fatty acids – they all have a special role of agents preventing premature aging. Of course they do not make miracles, but can support the good condition of the skin. As skin ages and is repeatedly exposed to harmful UV rays, the level of vitamin A, produced in the body, invariably decreases. The skin renews itself less quickly and the epidermal layer becomes progressively thinner. Some of the research of the ingredients, such as vitamin C, was held in 1990s. In addition, scientists identified two key chemical “helpers” to assist in the delivery of vitamin C through the skin.

The formulations derived from it led to the development of anti-aging products, containing vitamin C and products, which contained a combination of vitamin C and pure Retinol. (Until recently, it has been extremely difficult to combine both Retinol and vitamin C together in a stable formulation, as both ingredients are easily oxidised, when exposured to the air, and become inactive). In 1990s this type of skincare was already produced all over the world.

Further on, a great deal of interest in the anti-oxidants has been shown. A lot of studies have been done which show that protecting the skin can delay the onset of aging. The SUVIMAX studies in France showed that the use of anti-oxidants on the skin slows down the aging process. It is also possible to reduce lines and improve skin firmness. Benefits of anti-oxidants were detected in grape seeds extracts. After that, cosmetic Companies started using these benefits in their skincare products. Grape polyphenols are natural compounds derived from green grape seed extract which have been shown to have a powerful anti-oxidant effect. They shield the skin from the aggression of a wide range of free radicals and are known to help maintain the skin’s moisture levels.

In the middle of 1990s Estée Lauder has completed research into understanding more about skin cells losing energy. Dr. Maes, Vice-President Research and Development, Estée Lauder Worldwide, explains: “We cannot make the skin look like when it was in youth. Technologies can decrease the lines by 50%, but we will never decrease them by 100%. We have studied skin samples and found that its thickness is already decreasing from the age of 20. In biological terms, if the cells are losing energy they will also lose their ability to protect themselves against the environment.” He compares this loss of energy to that of a battery running low which needs to be recharged. Thus, to slow down aging and protect the skin cells, manufacturers started using anti-oxidants, sunscreens and skin energising technologies to “recharge” cells. They are described as a next generation skin nourishers that enable skin to tap into a fuel source of bio-available micro-nutrients.

The scientists have studied different types of skin aging and it means that they are capable of developing skincare which will effectively abate aging. It is recognised that 90% of skin damage is caused by external environmental aging. This includes smoking, wind, chemicals, and, most importantly, UV radiation. The level of pollution increases so quickly that skin cells can not develop self-protection mechanisms. Free radicals or oxidants are naturally generated in the body as a reaction to the aggression of external, environmental factors as well as internal factors such as stress and tiredness. A consequence of this aggression is an acceleration of the skin’s aging process. Most of skin damage is done in the early years and people do not see the results of this until they are in their forties and fifties.

The reason for this is due to the skin’s chronological aging, which we can do nothing about. Internal, chronological aging is largely a consequence of genetics and affects skin all over the body.

Modern scientific research in skincare and the growing knowledge of the skin’s physiology mean that it is possible to prevent and even repair skin damage which occurs later on in life. Thus, the latest thinking and research is focused on developing skin protection not from a plain Sun Protection Factor but from the cells themselves. The case in point is a new area of cosmetology (Cell Cosmetics) and skincare products of modern generation of late 1990s, which are based on cell extracts that have lately drawn much attention of scientists. Cells can segment themselves and reproduce identical copies, replace old skin cells by new ones of the same type, take part in biochemical skin processes. This is what we call lifetime self-rejuvenation.

The strides made in anti-aging technology over the past decade have been astounding and clearly show no signs of abating. We can be certain that there will be many more exciting achievements in skincare technology to come.

Consumer facts on free satellite TV deals

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Mar 162023
 

Free satellite TV! Get free satellite TV system free for 4-room, get free DVR, free HDTV, free incentive gifts like iPod and home theater system, free installations…… sounds familiar with the slogan? Don t worry; this is not another free satellite TV promotion advertisement. Instead, we will examine some facts of these satellite TV promotions here: Are these free deals really for free? Are they worth the money? Do such satellite TV deals suit my need?


Are free satellite TV deals for real?

To answer the question, you need to know what are given free in such deals. Free satellite TV means you get the satellite decoder system for free. You will get satellite dish, decoder system (up to 4 rooms), and remote control for free. The free satellite TV deals do not include a free television for you. However the satellite systems are compatible with almost any television in the market so if you have one at home, you don t need to buy extra TV with special features.

So back to the questions – without a doubt, these free deals are for real. But it comes with conditions. You will get the satellite TV system for free, if you are their first time customer and you must be willing commit to a service contract up to 18 months. Check out on some of these free satellite TV deals at here. If you read those free satellite TV ads carefully, you should notice that such free deals are only for first time customer.


Are the free deals worth the money?

The answer is yes and no.

The Yes:

Free satellite TV deals are lucrative not because they give out free satellite TV system for free. It is good because with a very low monthly subscription fees, you can get hundreds of 100% digital satellite pictures. By paying just little amount of money, you will get premium movie channels like HBO, Starz, ShowTime; you will get your favorite sport actions such as NFL, NHL, or NBA; you will also get lots of news channels like CNN, CNN2, Bloomberg, BBC. As you can see the wide programming selection is why satellite TV deals look attractive. Dish Network or DirecTV, you can now enjoy top class TV entertainment service with satellite TV without paying anything up front (satellite TV system are given for free, remember?). It certainly gives something that cable does not have.

The No:

Nevertheless, the free satellite TV deals do not worth the money if you don t spend time long enough in front of the TV. If you hardly spend an hour in TV within the whole week, that is the point of having 255 TV channels? All you need is some crap TV talk shows to tease you before you get to bed and sleep, why get satellite TV?

Often consumers order satellite TV deals blindly just because the free ads flyers are too attractive. Do not buy and then regret. The conclusion, do not spend money on free satellite TV deals just because their deals are too good to resist. The free deals are worth the money if you watch TV a lot; if you don t, locals should be good enough.

Consumer facts (in case you are still wondering is the free deals worth the money or not)

Due to the demise of Pegasus and Voom services, there are only two major satellite TV providers in the USA — Dish Network and DirecTV. Both companies are providing 100% digital satellite pictures; both companies are offering amazing free satellite TV systems; and both companies have the finest sales support team for their customer services.

Since Dish Network and DirecTV were officially launched in 90s, millions had switched from cable TV to Dish Network. J.D. Power and Associates has ranked Dish Network and DirecTV as the top TV broadcasting companies. Both DirecTV and Dish Network are higher in customer satisfaction than any of the cable TV companies for the last five years.

Ordering Dish Network Satellite TV

Dish Network require $49.99 activation fee. The fee will be credited to your programming bill however, so in essence, your satellite TV system is free. With Dish Network you have the option to upgrade to a DVR (digital video recording) receiver, or an HDTV (high definition TV) receiver at no charge. Dish Network services at a monthly cost of $19.99. However, Dish Network standard programming fees start at $31.99 per month (for standard 60 program channels). The monthly subscription fees then goes up to around $86.00 for 230 channels including Showtime, Starz!, HBO, Cinemax, and Sirius radio.

DirecTV Satellite TV Service

Depending on your credit rating, when you order a free satellite TV system from DirecTV you may be required to pay a deposit or prepayment. Because the deposit is refunded to you and the prepayment goes toward your programming fees, the DirecTV satellite dish and receivers are free. Installation is also free. If you want a DVR receiver you will be charged an additional $49.99. The charge for HDTV receivers is $299.99. DirecTV programming packages start at $29.99 per month for 115 channels (including 31 music channels), and go up to more than $90 per month for 185 program channels, including Showtime, Starz!, HBO, Cinemax, and 31 music channels.


Closing things up: Is free satellite TV deal the right thing for you?

The answer is actually lies inside of you. If TV is one of your primary forms of entertainment and you want the biggest variety of shows, movies, sports, and news — then we satellite TV deals should be something you should seriously consider. Cable TVs nowadays doesn’t looks like a good deal to go for as their monthly fees increase a lot every year. For football fans that wish to get every NFL games- DirecTV is what you are looking for; for normal family, Dish Network seems to be a better choice.

However, if you watch just a few television programs a week and have access to over-the-air TV, then satellite TV probably isn’t for you.

No Risk on Asset in Unsecured Personal Loan

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Mar 152023
 

There are number of sources of finance in the financial market with which a person can satisfy his personal desires. One of such source of finance is unsecured personal loan which is popular and is in demand basically for two reasons that are:


•No risk on the asset
•Credit scorer can also avail




Unsecured personal loan is used to satisfy all the personal needs such as paying of medical bills, education, holidaying and many more. In unsecured personal loan, there is no obligation to place any asset as collateral. It has been specifically designed in such a manner to meet the financial needs of all the tenants and also those homeowners who are not willing to place asset as collateral.




The amount which a person can borrow in unsecured personal loan basically depends on the following factors such as:



•Credit score

•Financial status

•Repayment period

•Regular employment

•Flow of income etc




It is absolutely true that a person with bad credit score can avail unsecured personal loan but the rates paid by him are comparatively higher. Because, somewhere the lender feels insecure while dealing with the person with bad credit score. So, a bad credit scorer must always try to make timely repayment in order to improve his credit score. And, once his credit score gets improved then he also will be able to avail unsecured personal on competitive rates.




The next question, which is needed to be answered, is that how to apply for unsecured personal loan. The person can apply either in the physical market or in online market. There is a need to fill an application which usually asks about financial and personal details. After filling an application, the lender gives a loan quote which is provided free of cost. Loan quote gives a rough estimation of the total cost involved in the whole unsecured personal loan deal. Through loan quote, the task of comparing various offers becomes simpler and easier. And, the person can easily determine the most competitive unsecured personal loan deal.




Online method of applying is always recommended as it is just a matter of few minutes to locate the lender. In online the money gets transferred into an account within few hours of approval.



Eventually, it will be right to say that, unsecured personal loan is an appropriate and right means to satisfy all personal desires without any risk on the asset.

Taking Risk For The Sake Of Holiday! Opt For Unsecured Loans

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Mar 142023
 

What is you next holiday destination? Would you like to go to seaside where you can rejuvenate yourself lying on sun kissed beaches or you want to unveil the mystery of majestic mountains? Are you facing any hindrance for planning your next trip? Is it related to money? If yes, holiday loans would take you to your desired place. Do not think that you have to put your property at risk for the sake of holidaying. With unsecured holiday loans, spread your wings without worry.



As a risk free loan option, unsecured holiday loans will be given to you against no collateral. Therefore, if you are a tenant, you can finance your holiday with these loans. These loans are available for all sorts of tenants, like council tenants, MOD tenants, housing executives, living with parents, PGs and so on.



Unsecured holiday loans allow borrowers to borrow anything in between ₤5000-₤25,000. Based on the borrowed amount, the repayment period is decided. But, generally these loans are given for 5-10 years.



With unsecured holiday loans, all sorts of holiday expenditures can be covered. It includes,

• Ticket booking



• Hotel fees



• Meals



• Shopping



• And other miscellaneous expenses.



The borrowers, having bad credit score can also avail unsecured loans for holidaying. It is applicable for all sorts of bad credit scorers including CCJs, IVAs, bankruptcy, arrears, defaults and so on.



Since, these loans are given without any security; therefore, the absence of the security worries lenders about the lending money. Hence, to cover the risk of lending money, lenders charge a high interest rate on unsecured holiday loans. But there is an alternative in getting these loans at an affordable rate. If you meet various lenders, study and compare their loan quotes, it will ensure you to find out the best deal. In case, if you are short of time, sit in front of your system. As unsecured holiday loans are available online, thus, only by clicking the mouse, you can start you research in order to avail unsecured holiday loans with attractive terms and conditions.



The tantalizing trait of unsecured holiday loans is that there is no requirement of collateral. And for this reason, while holidaying; the risk of collateral repossession won’t jeopardize borrowers’ enjoyment.



Money is one of the mandatory criteria, without which holidaying is beyond imagination. Unsecured holiday loans in such cases work well. Since these loans are unsecured, hence, it is giving all types of borrowers a chance to finance their vacation.

Start you own business in a easier way

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Mar 132023
 

More people are going into business. However, many are not mentally prepared. Many are lacking the business knowledge when they first start their business. You can get some key points here in starting your own business.

1. Watch your cashflow

Cashflow is the bloodline of your business. Most business fail because they ran into cashflow problem. Most new business owners start to spend lots of money before the businesses start making money.

Spending money on renovating luxury offices, buying unnecessary things or renting too big an office space. Even buying small items can bring huge burden to your to your cashflow.

If you are not someone who is good at managing cashflow, get someone who is good to do it for you. My business partner is good at that, she is the one who manages all the money in the company.

In the first year of our business, she had stopped me numerous times in buying unnecessary things.

Learn to watch your cashflow. Your business depends on it.

2. Marketing business

When I was young, someone told me this, “as long as you start a business, they will come and you wil be rich.” That may be true many years ago. But it’s no longer true now.

When you start your business, you must make known to the world. Tell everyone about your business. Learn to do effective marketing not just marketing that everyone else does.

All businesses are in the business of marketing. If you sell pens, you are also in the business of marketing. Just that you are marketing pens.

Marketing is a huge subject. Many business owners start business without knowing even the basic of marketing. I done lots of test about marketing. I started to learn about marketing five years ago. Only in the last years, I discover I had moved to a deeper level in understanding marketing.

3. Negotiate, Negotiate, Negotiate

Learn this skill and you can get many good deals. You may even get people who’s willing to work for you free. A tip for you before going into a negotiation is to understand what the other party wants. Know that and you’ll find your negotiation goes much smoother.

Understand this point, negotiation is about win-win. Creating a win-win deal in a negotiation. If a negotiation turns to win-lose, one party will definitely walk away from the deal.

4. Taking care of your customers

You have to think your customers as long term friends. If you take care of your customers, they will take care of you. Build trust and rapport with your customers, they will buy from you for a life time.

Build a system so that you can always keep in touch with your customers. When your business grows, you do nt have the time to keep in touch with all of your customers. That’s when this system will come in handy. Build it early, so you will not lose any customers.

Get yourself prepared for a new business. Be mentally prepared, physically prepared too. You will find great success in your business if you are prepared.

Cell Phone Family Plans Reviewed

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Mar 122023
 

It’s another season for shopping and buying and wouldn’t you know, cell phone companies from both the US and Canada are starting to roll out some new deals. This article will look at the pros and things to watch out for when it comes to signing up for family plans. It would take into consideration things like network coverage or cell phone selection between carriers, but it will give you an idea of the money you will or won’t save.

You have the special someone, the kids, your significant other? Without a family plan all calls between each other usually count against your total minutes use. That means no free calling between the most popular numbers in your phone. This can change, however, with new family plans. What we see clear across the board (especially in Canada) are the carriers willingness to offer cell phone plans to families. You’ll get unlimited calling between people on your plan, sometimes up to 4 different phones. Sounds great doesn’t it? No more phone bills that cost crazy amounts, you can save your money!

Essentially the idea is perfect, one bill, no fees, no more lost minutes. Basically the ads are true, you are getting unlimited phone calls between the family plan members, however, beware of some of the fine print.


For example, remember, you’ll be sharing all additional minutes between all of you. Got a talkative kid? You may wind up with no minutes for yourself since everyone shares the anytime minutes. By the way, all you’re saving really is the minutes you wasted between each other. You don’t save anywhere else on the bill. Each phone is still charged individually: activation fees, system fees, 911 fees, etc etc etc.


You should be aware of the different charges for different services when you’re moving one person from one carrier to another. Some carriers don’t charge for basic voicemail (Telus) but others charge you money (Rogers $5 bucks basic voicemail.) That’s an additional 60 bucks a year. Do you want to pay that money that you would not have before? Basically you have to decide whether $60 is worthy cost for money talk time.

So how should you make a choice? Really, it’s a matter between who will offer the most anytime minutes. Whoever can provide you with the best deal for minutes aside from your family/couple members would be the way to go. Some offer free first incoming minute on all calls. Some exceed others in anytime minutes, some will give you deals on new phones, more minutes, additional features, etc. Be on the prowl and don’t jump at the first opportunity. Compare costs and you’ll save some additional cash.

Mobile Phone For Every Body:

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Mar 112023
 

In the United States the likelihood of someone owning a cell phone seems as high as someone owning shoes. All economic classes, all types of workforces and all ages of people appear to have a cell phone. If you have no cell phone you probably feel like the only one. Rest assured, this is not the case, but also it is likely that you can buy one.

Three things are require for cell phone use: the phone, activation fee and a service plan. Often the phone or activation fee comes free or at a much discounted price with the purchase of a new plan. Thus the first step is to decide what kind of plan you need. What can you afford to pay? What type of payment plan will work best for you? How often will you be using your phone?

The lowest budget option may be a pay as you go plan. This pre paid service is very easy to start and anyone can be successfully accepted as a user. This service is like a phone card service. Phone cards are available and start at $10 and increase by gradual increments. The phone and activation is generally a package purchase of less than $60. The package price will depend on the type of phone you are buying. A phone that does more will of course cost more. Once you have the phone and card you are ready to be a cellular phone user.

The second type of cell phone service is a monthly plan. These plans include a set amount of minutes for use each month and may include features such as caller ID or voice mail. Depending on the phone’s capabilities, other services can be added to the plan for extra monthly costs. For example, text messaging, Internet access, instant messaging or extra minutes can be added. Remember each of these additions add to your basic plan each month. If you stay with the same company, the company may offer these types of upgrades for free or as a deal closer when you first purchase the plan.

Plans with the least minutes and least features will be the least expensive. However, the cost of extra minutes once you are over your monthly limit is often greater than the next service package option.

Realistically assess how often you will use your phone before selecting a plan. Consider where most of your calls will be going. Most plans today include long distance coverage. Some of the lower costing plans may provide local service only. Many cell phone companies have detailed service area maps in their office or online. Try asking around and see what other users have to say about the coverage service.

Before signing a contract, look and ask for any hidden or extra fees. Find out how much minutes are after you’ve passed your monthly limit, or how much text messages are to send and receive. Almost all contracts have an early cancellation charge. Find out how long the contract is for and what the cancellation fee is. This fee is often quite substantial. If you stay simple and understand (and avoid) extra fees a cell phone service can be affordable for most everyone.

The Hidden Hand of Your Personality

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Mar 102023
 

My friend John (not his real name) came to me with a work-related problem that could cost him his job. He worked for a multi-national company, and his job was to carry out quantitative analysis of equities.

His problem: He was prone to committing mistakes in his work. So much so that his boss had already given him an ultimatum to either improve or leave the job in next few months.

As we discussed about his background, he casually mentioned that he had once taken a personality test and he remembered he was INTJ. The moment he uttered those four letters, I realized how the hidden hand of his personality was causing John all the trouble at the work.

Personality is one of those vague things that we all realize we have but find it difficult to understand, especially its implications on our career.

Let’s look at what personality means, how you can find yours, what is the relationship between personality and occupation, and finally, what can you do once you know your own personality.


Four Dimensions of Personality
——————————-
Carl Jung, a Swiss psychologist, originally came up with a theory to describe personality. He called it Personality Type. Later, Personality Type was adopted, modified and applied in the real world by an American woman Katharine Briggs and her daughter Isabel Briggs Myers.

According to the Personality Type, there are four dimensions of a person’s personality:

1. Extraversion-Introversion (E-I): This dimension determines where you like to focus your attention. From where do you get energy?

Some people have an outward orientation (E type). They show a spark or higher energy level when they meet others. They are good at connecting with people. Others, however, are inward looking (I type). These guys are happy to be left alone and often find it awkward to deal with strangers. They like to reflect and think deeply before taking action.

2. Sensing-Intuition (S-N): How do you prefer to get information?

There are people who are good at using their five senses to gather information (S type). They find it easy to handle facts and figures, and are generally practical. They show patience with routine details and are good at precise work.

Some people, however, get information through intuition or what we call sixth sense (N type). They can see interconnections in seemingly unrelated situations. They dislike routine details and are prone to making errors of fact. They like to imagine.

3. Thinking-Feeling (T-F): This dimension reveals how a person prefers to make decisions.

Some people like to think and logically arrive at decisions (T type). For them, reasoning is more important than feelings. They are generally seen as cold and calculative. These people may often hurt others’ feelings. They don’t mind firing and reprimanding people.

Some people, however, base decisions on their feelings (F type). They are perceived to be warm and friendly. They like to please others. They are perceived to be sympathetic.

4. Judging-Perceiving (J-P): This dimension measures how a person prefers to deal with the outer world.

Some people are systematic and like to plan, set goals and work in an organized manner (J type). They don’t like pending work; they like to finish it before going for a breather.
Some people, however, are “messy” (P type). These people are spontaneous, flexible and take the life as it comes. They would often start a new project only to get bored with it after some time.

Each of the four dimensions has two preferences. We have a natural inclination to use one of the two preferences more than the other. Knowing your personality means knowing your preferences on each of the four dimensions.

Combinations of the above preferences result in 16 distinct personality types as below:

ISTJ, ISFJ, INFJ, INTJ

ISTP, ISFP, INFP, INTP

ESTP, ESFP, ENFP, ENTP

ESTJ, ESFJ, ENFJ, ENTJ

Where:
E: Extraversion / I: Introversion
S: Sensing / N: Intuition
T: Thinking / F: Feeling
J: Judging / P: Perceiving

Experts say that everyone conforms to one of the 16 personality types.


What’s Your Personality Type?
—————————–
There are two ways to know your personality type:

a. Take the Myers-Briggs Type Indicator (MBTI®) test, which is one of the most widely used tests for assessing personality type. There are several organizations offering MBTI® test for a fee. You can get more information on this test from CPP, Inc.’s Web site: http://www.cpp.com. This is the most accurate way of knowing your personality type.

b. Assess yourself through online tests (mostly clones of the MBTI®). Some of these tests are free. For example, you can get yourself tested (for free) at: http://www.humanmetrics.com/cgi-win/JTypes2.asp
http://www.ship.edu/%7Ecgboeree/jungiantypestest.html

In addition, there are plenty of commercial Web sites offering online personality tests.


Personality and Occupation
————————–
Studies show a clear correlation between people’s personalities and their occupations. For example, one study showed that people doing well in creative occupations like architects, writers, research scientists, etc. were mostly intuitive (I) type of people.

Findings from another study showed:
– Majority of the accounts were ST (sensing-thinking) type.
– Majority of customer service/relations professionals were SF (sensing-feeling) type.
– Majority of creative writers were NF (intuitive-feeling) type.
– Majority of research scientists were NT (intuitive-thinking).

Studies also show that when people enter into occupations that do not match with their personality, they struggle and eventually leave them.


So, What Should You Do?
———————–
For the sake of your own career, you can do the following:

a. Find out your personality type and study closely the characteristics of your type.
b. Embrace work/situations that match with your personality type.
c. Avoid, if possible, work/situations that do not match with your personality type.

The bottom line: The hidden hand of your personality is playing its game behind the scene. The question is whether you can make it play to your advantage and success.

Copyright © 2006 by Atul Mathur

Another Form Of Quick Money – Cash Advance Loan

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Mar 092023
 

It’s you or me rather everyone, sometimes has to face certain situation in which there is urgent need of cash. And, also we don’t have time to wait for long period which is usually taken in approval of other initial loans in the financial market. But, cash advance loan is one type of loan in which the amount of loan applied get faster approval.




Cash advance loan in the financial market is known by many names such as payday loan, paycheck loan, cash loan etc. These are basically short term cash loans and are repaid within short span of time.




In cash advance loan, there is no need to place collateral that is they are unsecured loan. And, being an unsecured loan they carry bit high interest rate but the borrower will not feel the burden while paying high interest rate as they are repaid within short period of time. The borrower can also extend the repayment period by telling the lender but in return of that he charges additional fees.




For availing cash advance loan the borrower must be fully employed and also must have regular flow of income. The basic reason of asking such details is that the lenders just want to satisfy themselves that there will be no defaults in repayments. Along with this criterion, the borrower is also asked to submit post dated cheques which act as security in the cash advance loan deal. An amount which the borrower can borrow basically depends upon the flow of income and his repaying ability being determined by the lender.




It is true that cash advance loan is easily available in the financial market but getting the best deal is not as simple as that. One is needed to search in the financial market for the best cash advance loan. There is always a need to compare each offer being made with other offers on the basis of the total cost involved in it. And an estimation of total cost involved in the deal is provided by the lender in the loan quotation which is free of cost. Lastly, the borrower must keep his eye open while entering in the agreement with the lender that is each and every aspect must be considered individually.



Cash advance loans have been designed to meet all the day to day expenses such paying off pending bills, hospital bills, education and consolidating debts. So, for which ever purpose the borrower use cash advance loan, he should remember that it should be considered as last alternative of funds as this is expensive means of funds.

The Leo Wanta Saga, Pt. 5: Leo Wanta, Sent To Arrest Rich, Tells What Really ‘Went Down’ In Switzerland

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Mar 082023
 

Mid-April 2006: The Patrick Fitzgerald investigation is spilling over across the pond to Switzerland, trying to trace the bank swindling and dirty dealings of Clinton-Bush bagman and Mossad agent, Marc Rich.


Sources near Fitzgerald claim the crime-busting Chicago special prosecutor is delving into why Rich was tipped off and able to evade a 1993 arrest attempt, ordered by FBI director William Sessions.


Those watching the Plamegate investigation hope Fitzgerald is the ‘real deal’ and not just providing a neo con dog and pony show, but sources claim the investigation is now meticulously looking into bank swindles by the Bush-Clinton mob, amounting to more than a trillion dollars, involving money earmarked for the U.S. Treasury.


And bank account records – tracing more than $750 billion of missing or stolen money – have been already provided as public record by Leo Wanta, the former U.S. Treasury agent assigned by Sessions to put the finger on Rich. (See accounts listed below).


In a telephone conversation Friday, Wanta said he still keeps the official 1993 Rich arrest warrant, as proof-positive the events took place as he reported.


However, in a strange turn of events, Wanta was jailed for his efforts, placed for 134 days in a Swiss dungeon, as Rich was allowed to slip free in a move, according to Wanta, leading to the theft of hundreds of billions- if not trillions – of U.S. Treasury funds by the Bush-Clinton mob.


After Wanta was framed and put in jail, reports linking Hillary Clinton to dipping into the Wanta-controlled accounts were recently verified by overseas investigators.


Investigators claim the First Lady travelled to Grenada, ordering a bank transfer from Bank Crozier Limite, Grand Anse P.O. Box 1005, St George’s Grenada, West Indies.


Although the amount Clinton pilfered is unknown, estimates are she withdrew approximately $250 milliion from a Leo Wanta-controlled account, an account to be transferred to the U.S. Treasury listed under Marvelous Investment Limited, bank account number A/C 374-250.


Wanta, released form a long jail term last October, also said this week in a telephone conversation he has provided new information to overseas investigators in an effort to uncover even more of the stolen money, as he is fast on the trail on the vast sum of money with the help of foreign investigators and sophisticated computer software.


“They are now messing with my computer, but so far we’ve successfully traced well over a trillion dollars and there is more to come, I’m sure,” said Wanta, adding the original source of the money came from a financial scheme he put together on behalf of President Ronald Reagan to destabilize the Soviet currency at the end of the Cold War, subsequently amassing a fortune now amounting to more than 27.5 trillion dollars.


“We did so well with what we did, Bush and Clinton wanted to copy our methods. When I didn’t play all with them, they wanted me out of the way so they could get their hands on the money.”


After the Cold War ended, the money was placed in overseas accounts, Wanta being appointed legal guardian of the fortune by President Reagan with the understanding it be returned to the American people to be used for schools, roads and even infrastructure improvements in Louisiana to bolster the inadequate levee system..


To Wanta’s detractors and skeptics, a 2003 federal court ruling, docket no. 02-1363-A, dated April 15, 2003, by Federal Judge Bruce Lee affirmed Wanta’s position as legal trustor with the obligation to return a major portion of the money after taxes and trustor expenses back to the U.S. Treasury.


But when Bush senior and Clinton took over the reins of the White House, according to Wanta, things changed, as the vast sum of money was treated more like their own personal slush fund instead of property of the American people.


And the story and fight for the money became downright ugly right about the first week in July 2003, a time when Fitzgerald is now supposedly entering the scene, as a part of the original probe into the outing of CIA agent Valerie Plame, leading to the arrest of White House lackey Lewis ‘Scooter’ Libby.


But in Switzerland that first week in July a lot more than the failed arrest of Rich arrest took place, including a visit by the late deputy White House counsel, Vince Foster, killed in a Washington park on his return to Washington D.C. on July 20, 1993.


According to Wanta, who recently appeared on Greg Szymanski’s radio show, The Investigative Journal, he said the events surrounding Rich and Foster went like this:


“I was ordered in my capacity as Treasury agent and appointed Ambassador to arrest Marc Rich and bring him back to the States. However, I found out he was tipped off by Mossad agents not to meet with me. Rich then escaped, fleeing Switzerland.


“At the same time, I was ordered to give Vince Foster $250 million dollars earmarked for the Childrens Fund. It took us a few days to make the proper transactions of roughly $81 million each and then Foster left with the money for Washington.


“Then, for no reason, I was shackled by Swiss authorities and put in a Swiss dungeon, where I ended up spending 134 days. I found out Vince had heard about what happened and made attempts through the State Department to find out what happened and to get me out. But the next thing I heard, a Swiss guard passed on a message that Vince Foster was dead.


“Then later Itzhak Rabin tried to help, sending a letter which I have retained as proof. However, when authorities got word he was traveling to Switzerland on my behalf, I was immediately flown to the States, where I was charged with a trumped up Wisconsin state income tax charge, leading to a 20 year jail term.


“I finally was released last October. I don’t know why, but I am now in the process of trying to account for the 27.5 trillion as well as account for the stolen money. They, being Bush and Clinton, really wanted me out of the way all these years so I couldn’t return the money, but they didn’t expect the federal court ruling in 2003 which I filed and prevailed.


“It’s interesting they haven’t appealed and now time has run out. I know they don’t want anyone to know about this story and that is why the press has stayed silent.”


Although Wanta has no idea what happened to the $250 million Foster had in his possession when he left Switzerland, the Fitzgerald probe needs to connect the dots in order to determine the real purpose of the Childrens Defense Fund, chaired by Hillary Clinton, and said to be used as her own personal slush fund, as well as front for CIA covert domestic and foreign operations.


It’s also interesting to note the FBI and Kenneth Starr investigation into Vince Foster’s death never looked into to his meeting in Switzerland as well as fully investigating the importance and disappearance of the $250 million dollars in Foster’s possession when he left Switzerland.


Further, it should be remembered Rabin also wanted to help Wanta, sending him a letter still in Wanta’s possession. Investigators, who believe Foster was assassinated, also point out Rabin met the same fate, being assassinated as well in 1995.



THE WORLD’S BIGGEST-EVER BANK!NG HEIST

This was nothing less than the biggest bank heist in the history of humanity. No less than $742.5 billion of funds — admittedly raised for what we consider to be thoroughly evil New Underworld Order purposes — was misappropriated. Wanta, a servant of the US Presidency, was engaged in the fund-raising and speaks German when telephoned. This is the language of the high-level Illuminati. However Wanta is a technical operative, working, or so he always assumed, for the President of the United States.


Moreover we know that is loyalty to the presidency was exploited by the Illuminati, probably without (as is often the case with technicians) him understanding the broader picture, because he told Investigators in May 2004 that the funds had been raised to support the ‘Global Security Environment’, which, judging by the tone of his comments, he did net consider to be a worthy project. .As a patriotic American, he was dismayed about the ‘New World Order’ generally.


It should be noted, The United States government is the designated enforcement arm of the Illuminati and their associates (like Germany in WWI), who are engaged in the Judaic Masonic Program to impose the New Underworld Order.


That is why the United States has 700 bases worldwide which require massive continuing injections of liquidity and why Britain is constantly reducing its armed forces. This is part of the meaning of Leo Wanta’s phrase ‘Global Security Environment’. The Germans are surreptitiously doing the opposite to the British with their military as they have a special status in the New Underworld Ordnung. But that takes us into territory beyond the scope of this update in the geo-financial impasse surrounding Leo Wanta, a brave and loyal intelligence officer and servant of successive Presidents of the United States.

Vodafone networks: Enjoy seamless connectivity

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Mar 072023
 

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