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How can I get free gift cards?

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Mar 312024
 

Merchants want to know what appeals to users and consumers and what does not. But often it is quite difficult for merchants to figure out such information from you, the consumer. So, some merchants decide to approach prospective customers or users to give a candid opinion about their product or service. But like every thing in this universe, nothing comes free! Thus, many merchants offer ‘free gift cards’ in exchange for you, the customer providing them with your opinions. If approached correctly, this can be a fun and easy way to save some quick cash.


Other times, the merchants simply want to attract new customers and/or leads. One of the easiest ways to do this is to offer a special deal, coupon or discount in the form of a free gift card. This puts the consumer in the driver’s seat, as various companies compete with each other to offer more attractive deals.


Now the question about how and where one can get such free gift cards. The best way to get hold of them is online. Companies like Wal-Mart, Burger King, JC Penney, Kmart, Sears, Speedway, Subway and the like frequently give away these gift cards to people for sharing some personal information or signing up for a free trial, subscription or limited offer..


If you search online, you can find websites such as quizpoints.com and yourgiftcards.com which provide visitors access to several questionnaires and offers from reliable merchants. Generally the respondents have to answer some simple (and some times complex) questions presented in a questionnaire or quiz format. Once the respondent has successfully answered the given set of questions, he or she is awarded some points. The respondent can thereafter answer some more quizzes like this and keep on accumulating points in his or her account. Once the points cross a certain threshold, they can exchange it for a free gift card from the list provided by the website. Quizpoints.com for instance offers the respondents ‘free gift card’ of $10 denomination in lieu of 500 accumulated points and $50 denomination for 2300 points.


Sites like these act as online direct marketers who aggregate advertisers in order to target consumers online. They are reimbursed for their services by being given a percentage of the merchant’s sales or other such set criteria. Therefore all three parties benefit from this transaction. The respondent gets his reward ‘free gift card’, the website gets its commission and the marketer or the trader gets his information and/or lead.


For the first time ‘free gift card’ hunter, there are however some words advice. Never undervalue the power of ‘research’. This can save the free gift card seeker a great deal of time and frustration. Also one needs to be aware of the fine print in the free gift offer terms. And last but not the least – always apply for free gift cards from reputable websites that you are familiar with.

See Your Dreams Come True With Bad Credit Loans UK

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Mar 302024
 

People in UK hesitate to apply for loans as they believe that there past bad credit record would come in the way of approval of their loan. Bad credit loans UK can be the right resource of funds you are looking for.

Everybody have dreams, desires for various things like home, cars, traveling around the world, or even to give there child a better education. All these dreams and desires require large financial investment which may not be possible for every person to afford.

The tag of bad credit is attached to you when you make defaults in payments of your debts in the past. It may include late-payments, non-payments, arrears, bankruptcy, your unpaid credit card bills etc. so to get rid of bad credit you can take the help of credit counseling agencies. They will suggest you the ways to improve your credit score. They will also help you out in the applying for a bad credit loans UK.

It is said that the number of lenders who offer loans to people with bad credit is very less. This is not the truth as there are still lenders willing to offer there money to people with bad credit. You just have to present your property or any valuable asset as collateral to the lenders. And you can get the approval for a secured bad credit loan.

However if you don’t have any collateral to offer, you can still apply for an unsecured bad credit loan. This loan carries a slightly higher level of interest as the risk for the lender is more. But an unsecured bad credit loan gives you the freedom from the constant worry about loosing your property.

If you are a UK resident, for getting the best deal in a bad credit loan you can search for various websites offering you free quotes regarding the amount of loan, term for repayment and terms and conditions of the loan package they are offering. This saves you from going to offices of different lenders as everything can be done through click of a mouse.

Remember, a bad credit situation can happen to anyone. One way to obtain a loan with poor credit is bad credit loan UK. Bad credit Loans UK can be considered as the financial support you look for fulfillment of your dreams.

Planning a business??? Finance it with secured business loans…

 Free Deals  Comments Off on Planning a business??? Finance it with secured business loans…
Mar 292024
 

Business these days are the most widely used source of income for a large number of people. Management of business is highly dependent on the flow of capital. If you want to know about the importance of capital in a business… you can get the best answer from a businessman. Your plans, your ideas, your management all are ineffectual unless you have enough funds for there application. You need funds at every stage of business for its smooth functioning. Secured Business loans cater to your capital or financial requirements in your business.

A Secured business loans can be easily availed, if you are ready to offer your house as a collateral or security. You can also offer any other property or valuable asset of yours as collateral. As the loans amount is secured by the collateral you can easily get the loans approved. These loans carry a low rate of interest.

While going for a secured business loans you have to decide and mention the purpose of taking loan, amount of loan required. You have to consider your ability to repay the loan amount.

The loan amount which you can apply for under secured business loans ranges from ₤50000 to ₤1000000 can also go up to 2 million. The repayment period lies between 3 – 25 years.

The loan amount can be used for various purposes, such as expanding of business or starting a business, purchasing office space, buying stationary, purchasing equipments like computers etc for the office, buying furniture and numerous other requirements.

There are certain advantages attached to these loans which make them popular. The repayment options are quite flexible and the installments are small according to your suitability. Ownership of your company is retained. The interest rate on these loans is tax- free. Can also be used as a tool for consolidation of your existing debts in business.

While you are applying for a secured business loans, you have to carry certain essential documents with you for the approval of the loan. If you are applying for loan for your existing business, then business profile, nature and length of business ownership should be mentioned. In case of a new business you have to discuss your business venture and how the business would be successful enough to repay the loan.

Secured business loans will give you the financial support when you need it. So don’t hesitate to go for these loans as they will prove to be the best deal for your business.

Reduce Your Debts, Improve Your Credit Score – Bad Credit Consolidation Loans

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Mar 282024
 

Taken too many debts… not able to make payments on time? Also the tension of bad credit history you are carrying with you. Bad credit is a matter of concern for most of the people these days. Bad credit consolidation loans will help you to recover from your bad credit history.

A bad credit history can deny you from talking a loan, as it matters a lot to the lender offering his money to you as loan amount. There are many causes for occurring of a bad credit record. Non-payments of debts in the past, late-payments of installments, your unpaid credit card bills, the number of debts you have taken, all these things adds to your bad credit score.

A bad credit score is a three digit score calculated by financial agencies. Any score below 500 is considered as a poor score. This score largely affects the loan amount you are applying for. This score get improved with time as when your debts are cleared, payments are made on time.

Bad credit Consolidation loan can help you out in improving your bad credit score by consolidation or combining all your debts into a single debt. Paying too many debts simultaneously may lead you to pay more interest as the interest rate varies for different debts. You can pay all your existing debts by the loan amount. So that there remains only a single debt of bad credit consolidation loan, which you can pay at a low interest rate.

You can apply for these loans by offering your security as a collateral, however it is not obligatory. Applying for a loan by offering collateral or security will get you a lower interest rate. The title of possession of asset will be transferred to the lender till the loan amount is fully paid. This loan will be termed as secured bad credit consolidation loan.

You can also apply for an unsecured bad credit debt consolidation loans if you don’t want to put your asset at a stake. As the risk involved for the lender is more the interest rate will be slightly higher. But it will give you the freedom from the fear of possession of your valuable asset.

Online websites gives you the opportunity to compare different lenders on the basis of the loan packages they are offering. Most of the websites provides you the free quotes from different lenders. You can choose the one with low interest rates, the amount of loan and the term of repayment, which suits you, the most. You can fill a simple online form to get the online services of the lenders. You can also make a phone call to the lender if facing any difficulty.

Bad credit consolidation loans will help you out in getting out of you bad credit score as well as keeping your finances in an arranged manner. So you don’t have to worry much about your finances anymore. Bad credit consolidation loans will provide you the best deal to get rid of your existing debts.

The beginners guide to safely join and use eBay

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Mar 272024
 

I don’t think it matters where you are these days, if you mention the name ‘ eBay ‘, there is someone there who has either bought an item on it, or who has sold something on it, eBay has become a household name around the world. I started buying and selling on ebay around 7 years ago. There are thousands of people living in the U.S. that make full time living’s selling item’s on eBay, and thousands more that buy items on it daily.

eBay was started by one man named ‘ Pierre Omidyar ‘. When Pierre was 28 years old he started writing the programming code that was to become the internet site eBay. The site was launched online on Sep 4, 1995, ‘ Labor Day ‘ here in the U.S. At first it wasn’t called eBay, but was named ‘ Auction Web ‘. Later it was changed to ‘ ebay ‘ , which was a short version of a consulting firm Pierre owned named ‘ Echo Bay ‘. eBay was free at the start, then it started charging fees to help cover it’s internet costs for hosting and other charges. At the time, Pierre was dating a woman that collected PEZ toys, she used the new eBay site in its earliest incarnation to buy and sell rare dispensers. In 1996 Jeffrey Skoll, a Stanford MBA, joined the company and by 1998 eBay had gone public in the stock market, making Omidyar a billionaire. In 2005, Omidyar’s 214 million eBay shares were worth around $8 billion. In March 1998, Meg Whitman was brought in as President and CEO of eBay where she serves still today

Let’s start by going to the eBay site and joining. Just visit: www.ebay.com and you will be taken to the main page of the website. Once there look towards the top area of the screen and you will see text that says: ‘ Hello! Sign in or register. ‘, using the mouse button, click on ‘ register ‘. After clicking on ‘ register ‘ you will be taken to a screen with a form on it, enter the information about yourself, such as your name, address, telephone number and email address. Next you will be taken to another screen where you must choose a password and ebay user name, the eBay user-name is the ID or Name you will be known by to other ebay bidders and shoppers.

The password should be something that is not common, for instance do not use your first or last name, or some common word such as ‘ pencil ‘, or ‘ computer ‘, take your time and choose something difficult and a little long, make sure you write this password down and keep it near your computer in case you forget it. I recommend writing your ebay password on a yellow post-it note and hanging it someplace near your computer.

When your done with the username and password screen, you just have to check your email for the confirmation link that eBay sends you, just click on the link as shown in the email to activate your eBay account, now you have joined eBay, and you can start bidding and buying right away, but before you do let me tell you about the different features of eBay and how some things work.

eBay is not just an auction site, I mean you do not have to bid and wait for an auction to end, in order to purchase every item on eBay. In fact many items can be purchased for a set fee, and bought instantly, these are called ‘ Buy Now ‘ listings. For an example of how listings differ from each other, let’s look at some ebay items. Let’s say you and I are looking for a ‘ singing fish ‘, the fish that look like their mounted and displayed on a piece of wood, when someone gets near it, it will start singing and move it’s mouth and tail, they are often called ‘ big mouth billy bass ‘.

To see if eBay has any of the ‘ singing fish ‘, we just go to the main ebay page (www.ebay.com) and in the ‘SEARCH’ area, type in: singing fish, and the screen shows there are currently 60 different items or listings found. I scroll down and select one of the listings, it currently shows the current bid price is $7.00 and it has had 4 bids, with 1 day and 13 hours remaining before the listing or auction ends. If I really wanted this item, and was willing to pay up to $15.00 for it, I would just click on ‘ Place Bid ‘, and enter my ebay username and password, if requested to do so. It tells me that I have to enter a bid of at least $7.50, remember I am willing to spend $15.00, so I would now enter $15.00 as my bid price. The item description page would then show that I am the current high bidder, and the amount needed to outpid me would be $8.00 or so, eBay keeps my maximum bid price ($15.00) secret, and automatically bids in increments for me as other folks bid, until reaching my $15.00 limit. If someone bids more than my $15.00 limit, there is no way I can win the item, unless I bid again and set another higher limit, if the item listing time ends with my $15.00 bid as the highest one, I am the winner.

The ‘ maximum bid ‘ option is a very neat feature, if you will be away from the computer and can not watch an auction closely while the time remaining is ending, eBay will automatically bid for you until you have reached your maximum bid limit.

Besides bidding, some items have others ways of purchasing them. Now lets go back to the screen that showed the 60 different listings for the ‘ singing fish ‘, I scroll down and notice that besides the current price of one fish, it says ‘ Buy It Now ‘ and shows a price of $8.99 near it. Clicking on this listing, I see the fish can be purchased instantly for $8.99, by clicking on the ‘ Buy It Now ‘ button. If I clicked on the ‘ Buy It Now ‘, button I would be taken to another screen where I would confirm that I want to buy it by clicking on the ‘ Commit to Buy ‘ button, or I could simply click ‘back’ on my web browser, or just go to another page to cancel my decision to buy the item. If I did click on the ‘ Commit to Buy ‘ button, it would show me other screens, and tell me where to send the payment, etc, all which are explained in simple and easy to understand terms.

There are three things to always check on before buying or bidding on an eBay item, the first is the sellers location. As you use ebay, you will see that some of the sellers live in Canada, or even the U.K. If you are like me and live here in the U.S. you may wish to just buy or bid on items that are here in the same country, to avoid a long delivery time, and large shipping fees. Each ebay item description page, tells the users address, for instance it will say ‘ Item location: Chatsworth, CA United States ‘, etc, near the top and middle area of the screen. Another thing to check is what the shipping costs will be. Some folks offer very high shipping, for instance someone may sell a shirt for only $2.00 but have a set shipping fee of $15, so always search the item description page before bidding and buying to find the shipping information. Some item description pages have a box, with a button on them called ‘ Calculate ‘, once you click on this button, just enter your zip code, and it will tell you what the exact shipping fees will be. One more thing to always check on is what methods the seller accepts as payment. Some folks only accept PayPal, others only accept Money Orders, or Checks, while some accept all methods. Look for this information on the item description screens also, it’s listed usually under the item’s description section, in an area called: ‘ Payment methods accepted ‘, all three of these things I have told you about, are easy to find and view on any item’s description screen.

As you search and look at different items listed on eBay, you will see that a lot of people only accept PayPal as their form of payment. If you are not familiar with ‘ PayPal ‘ visit, www.paypal.com. Signing up and joining PayPal is simple and free, and it has great benefits especially for using eBay. PayPal payments are secure, and the money is sent instantly to the seller, it makes eBay a lot more fun to use, when buying items on eBay I use both PayPal payments and money orders.

Now let me just explain a little about ‘ feedback ‘ and how it’s very important when it comes to buying and selling on ebay. Let’s go back to the ebay webpage that shows the listings for the ‘ singing fish ‘. As I pick a listing at random, I look under the ‘ Seller Information ‘ area of that page, I see the sellers eBay name, and the Feedback Score. The feedback score tells you how many buy/sell transactions a user has made in the past on eBay, and the percentage of the transactions that were positive. This info is a great way to protect yourself from a seller or buyer that may not be very reputable. For example if you were interested in bidding or buying an item, and you noticed the person listing the item had a feedback number of 6 and a positive percentage of 20%, stay away from this person, but if the person had a feedback number of 6 and a positive percentage of 99% or so, they would be a lot safer to deal with.

Now before finishing this article I want to give you two more pointers or bits of information to use to make your eBay experiences good ones. Once you become familiar and can find your way around the different areas, go to your account screen, and find the option to change your password. My eBay password is over 14 characters long and contains letters and numbers in random order. I change my password every month or two, and I recommend you do this also.

The main reason I recommend you change your eBay password every month or two, is because there are a lot of nasty computer viruses and trojan horses floating around on the internet and arriving through email, and the purpose of some of these viruses is to scan your hard drive and seek out your passwords, ebay’s included, and to email this info to hackers and other websites, giving folks you don’t know access to your eBay account information.

In all of my years using eBay, I have never had one problem, and you should not either if you read and follow my advice and tips in this article, and just use some common sense or internet savy. There is no way I or anyone can guarantee you will never have trouble using ebay or any internet site, but neither can someone guarantee you won’t become involved in a wreck while driving a vehicle.

There is a great FREE eBook that describes in detail how to ‘ How To Join eBay and PayPal – and Safely Use Each ‘, The eBook contains NO AdWare or SpyWare and is available for immediate download from this website address:

http://www.rb59.com/jepasut

By Robert W. Benjamin

Copyright © 2006

You may publish this article in your ezine, newsletter or on your web site as long as it is reprinted in its entirety and without modification except for formatting needs or grammar corrections.

Credit Reports: Managing your credit history

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Mar 262024
 

Credit reports are used by financial companies to evaluate their customers for loans, mortgages, and other borrowings. They are also used by landlords, employers, and other interested parties to evaluate their clients. It is important to be aware of what is on your credit report so as not to face surprises in the future.

Government Free Credit Reports are mandatory to all consumers. Fair Credit Reporting Act (FCRA) has made it clear that it requires that U.S. consumers should have the right to get free credit report every year. The government has set its goal straight that consumers have the right to be informed, stand up against identity theft and should get a fair deal.

A credit report contains a history of your credit life: amounts borrowed, credit card dues, loans, payments, dates, periods, late payments, defaults, public records, and so on. This information can be used by a prospective lender or creditor to find out if you have defaulted on your loan payments, or credit card payments, and how regular you have been in paying back your dues.

A credit report also comes with a credit score – FICO score – that can range between 300 to 850. This comparative score shows in a nutshell where a consumer stands with respect to others in the overall soundness of his or her credit history.

The credit score, like the credit report, can be used by a prospective creditor or finance company to instantly judge and sanction a service. A high score may get you a low interest rate and save valuable money, whereas a very low score may even result in a denial of service.

There are three major credit bureaus that collect information from other companies about consumer credit history and provide a return feedback on any prospective client.

It is important to know whether your credit report contains any mistakes, errors, and adverse comments against your financial activities. Everyone is entitle to obtain a free credit report from any of the major credit bureaus, and one should go for the same.

For more information visit: free credit report

Foster Your Business With The Help Of Commercial Vehicle Loan

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Mar 252024
 

If you have been planning to purchase a vehicle for the promotion of your business, but lack of funds have been stopping you since a long time. No need to worry any more. Commercial vehicle loan specialize in providing loans to the entrepreneurs to buy the vehicle needed for the endorsement of business.

Commercial vehicle loan enables the entrepreneurs to purchase vehicle for commercial purposes. It could be a truck, car, bus or any other vehicle intended to be used in business. This loan finances the purchase of both new and used cars depending upon your commercial requirements and budget.

With commercial vehicle loan the entrepreneur can buy a vehicle at convenient terms and can also enjoy the pleasure of fast loan approval. This saves your valuable time. The interest rate and monthly installments are arranged according to the income and repayment capacity of the borrower.

Buying a vehicle is among the major purchases an entrepreneur makes. Therefore before applying for a commercial vehicle loan, you have to be sure whether you can actually afford the loan or not.

The vehicle that you purchase with commercial vehicle loan usually serves as collateral against the loan. If the borrower declines to repay the loan, the lender has the legal authority to confiscate the vehicle.

Commercial Vehicle loan serves a diverse group of people irrespective of their credit history. If bad credit is an impediment in the expansion of your business applying for the loan can help you purchase the vehicle required for business development.

Though commercial vehicle loan for bad credit people always come with a higher rate of interest, yet taking steps to repair credit score can help you get the loan at an affordable rate. Before applying for a commercial vehicle loan, get your credit report from a reputed credit rating agency. Checking credit report for accuracy should be done at regular intervals. If there are any mistakes that put a negative impact on your credit score, get the corrections done immediately.

Various lenders dealing in commercial vehicle loan are available in the market. Online lenders are gaining popularity nowadays. You can apply from the computer sitting in any corner of the world. A simple online loan application form needs to be filled up. It includes certain basic details like name, address, employment history, present income etc. The information given by the entrepreneur remains confidential. The lender receives these details via secured server only.

You can even ask for loan quotes from various lenders and discover the best loan deal. If you face any problem in finding an appropriate deal you can take the guidance of online loan advisors. This service is provided free of cost.

Foster your business and climb the ladder of success with the help of commercial vehicle loan.

Purge The Financial Worries With Low Unsecured Loans

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Mar 242024
 

If you are looking forward to borrow money, taking a loan will be a wise decision. Different loan providing organizations exist in the financial market and are ready to serve you loans. But if you are searching for a loan that suits your pocket, opting for low interest unsecured loans will be an optimal choice.

Low interest unsecured loans are specifically designed for borrowers who do not want to put their property at stake. Therefore, they do no have the nightmares of having their property impounded by the lender. These loans are ideal for tenants.

If you have been deprecated as a bad debtor because of multiple debts, do not be disheartened. Low interest secured loans specialize in providing you monetary assistance. Here it becomes important for the borrower to have knowledge of his credit score. FICO has rated credit score as a three digit number and grades them from A-E. A score below 600 is usually considered as bad and is graded E. This indicates that you must follow credit repair steps to improve your credit score. Getting your credit report from a credit rating agency and checking it for accuracy is the first step towards improving your credit score. If it contains certain unsolicited debts, get it immediately updated from the credit rating agency. You are also advised to clear those debts that you can easily pay as these will not be mentioned in the new credit repot. This will help you improve the credit score and get the loan at favorable rates.

Low interest unsecured loans provide flexibility in its usage. One can use the loan for a variety of purposes such as debt consolidation, purchasing a car or holiday package, home renovation, meeting wedding expenses and many other purposes as well.

Low Interest Unsecured Loans benefit the borrowers in an array of way-:

 No collateral required
 Affordable rate of interest
 Quick loan processing
 No fear of property repossession
 Minimal paper work
 Available to bad credit people

Rapid advancements in the field of technology have made it easier for a common man to apply for a loan. Most of the loan providing organizations have their websites on the internet dealing in low interest unsecured loans. Online lenders are capable of providing you loans at an affordable rate of interest. They protect you against all evils that you could face while dealing with physical lenders. Just fill in the hassle-free online loan application form and click the submit button. As soon as the lender receives your loan application he will contact you immediately with the most appropriate loan deal in hand.

Avail the benefit of low interest unsecured loans without placing any security. You are provided with money to snuff out the financial worries without even putting your property at stake.

Disability Insurance Why Do People Buy It?

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Mar 232024
 

Each person who buys disability insurance has his or
her own particular reason to get income protection
with their own disability insurance policy.

And these reasons differ widely. They all buy it to
protect their future income, but the reason that
triggers the purchase varies widely.

Over the years, people in all walks of life have bought
disability insurance but, looking at some records, I was
struck by how much the reasons differ. Here’s a small
sample.

Disability Insurance: Reasons To Purchase

A heart specialist, age 38
Reason: The hospital provides none at the moment,
but I need disability insurance before I commence
doing surgeries.

Writer, age 46
Reason: I am self employed and must buy all my own
life and health coverage.

Lawyer age 33
Reason: We only have one income and if I become
disabled, the only income we will have will be from
disability insurance.

Veterinarian, age 29
Reason: To protect my income in event of injury, which
is not unknown in this profession.

Professional, age 36
Reason: Peace of mind. What if I wait that one day too
long; I’ll think about disability insurance for the rest of
my life.

Consultant, age 46
Reason: Planning for the future. How can I do a
financial plan, when I don’t know whether I can carry it
out?

Salesman, age 33
Reason: Protect family in the event I am unable to
work; I have no investments to produce income.

Sales Manger, age 40
Reason: It is simply part and parcel of what I need to
protect myself and my family.

Computer Programmer, age 36
Reason: To replace lost income in case I don’t die in
the accident I always think is going to happen to me.

Neurosurgeon, age 58
Reason: Protection to the maximum please; disability
insurance and critical illness insurance are both
necessary.

Chartered Accountant, age 39
Reason: I deal with small business people and have
seen clients, lose homes and businesses as there is no
income from a disability insurance policy.

Manager, age 32
Reason: Just makes sense; disability insurance is the
only way to protect your income.

Web Programmer, age 34
Reason: In case I’m disabled for a long time, disability
insurance is the only income I’ll have.

Dentist, age 42
Reason: I am in an occupation that is prone to injury; I
have no choice.

Electrician, age 40
Reason: I have no group disability insurance so I must
provide my own.

Plumber, age 36
Reason: Disability insurance, life and health insurance
are just part of the protection I need.

Jeweller, age 46
Reason: I am self employed and must protect my life
with life insurance and my income with disability
insurance.

Conclusion On Reasons To Buy Disability Insurance
You can see the triggers to buy disability insurance
differ greatly.

Please let us know what is your reason to have
disability insurance and we’ll send you a Free Disability
Ebook. Send your reasons to info@hughestrustco.com.

Making a Profit Using Dropship sources

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Mar 222024
 

With the online marketplace booming with new entrepreneurs with a product to sell on the web, many wonder how they can get into this business with as little as possible and still make money. The answer is simple, dropshipping.

Dropshipping a product means that you don’t stock inventory, or deal with the shipping process, etc. You just do the minimum, which is sell the product and collect the profits. The process is simple and it’s a great way for someone to earn an extra income from home with much capital and headache from warehousing product.

A company that dropships for you does several things that you will not need to worry yourself about. The great thing is they do most of the work for you. I’ll explain further about how this process works. You advertise a product either at a website, classified ad, online auction, etc. A customer sees your product and wants to buy it. The customer sends you the $20 your product costs, which is all pretty normal in a business environment. But this is where it gets different. Instead of you sending the product to the customer, you’ll contact the dropship company and give them the details of the transaction. You will send them the price that they charge you for the product, take for instance $5 plus $5 shipping. Which costs you a total of $10 for the product. Now you’ve made $10 on the sale. Now that the dropship company has your order, they will ship the product to the customer. Without any marketing material and with your company or name as the shipper of the product, so that the customer will never know that you didn’t actually ship the product to them.

So, in the above example, all we did was sell the product, we didn’t stock or ship the product and we didn’t need much capital to purchase the product beforehand. This is how dropshipping can make running a home business easy and affordable. Of course some capital will be needed for expenses such as auction fees, advertising fees, etc. But none for stocking of products.

Many people already use dropshipping to earn an extra income. For instance, many sellers on ebay use dropshipping.

Finding dropship sources can be a bit tricky. Many people who have the dropship sources don’t want to share, and the ones that do want to charge for it. Luckily there are a few places you can go on the internet that give away these dropship sources for free. One of the websites is public-wholesale.net. There are other places and I encourage you to search and find that unique niche that you want to sell.

Eliminate Your Anxieties Through Unsecured Personal Loans

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Mar 212024
 

Money is the prerequisite behind all personal desires. Whether you want to purchase a car, make home improvements or invest into the business. You need to have sufficient amount of capital. If you are incapacitated by some financial crisis and are not able to fulfill your personal desires, opting for unsecured personal loans can prove to be fruitful.

Unsecured personal loans do not bound the borrower to place a security against the loan. To cover the risk factor, lenders usually charge a high rate of interest.

Due to the absence of collateral, the credit score and the repayment capacity of the borrower holds an important place in determining the loan amount and rate of interest payable on the loan. Therefore, it is important for the borrower to get knowledge of his credit score. This will be useful for him to get the loan at correct rates.

Since Unsecured Personal Loans are usually availed by tenants, therefore the loan term and loan amount both are kept lower. The borrower has the liberty to draw money ranging from £1,000 to £25,000. The amount may vary from lender to lender.

If you are denied of loans because of your bad credit history, unsecured personal loans provide you enough money to face the unexpected financial emergency. If you use the loan wisely, you can not only pay off your outstanding debts but also improve your credit score. Do not forget to make the repayments on time. If you fail to do so it will have a negative impact on your credit report and you can also face problems in getting loans in the future.

Different loan providers such as local banks and other financers are available in the market to offer you unsecured personal loans. But they have certain shortcomings. Dealing with physical lenders involves lot of time and efforts. You are sure to face many obstacles in your way. A substitute to these is online lenders. Online lenders have a fringe over the conventional lenders. They have reduced documentation work as the borrower needs to fill in a simple hassle free online loan application form. Collecting loan quotes form various lenders and then comparing them will help you decide the finest loan deal.

Unsecured personal loans provide an array of benefits-:

• Multi purpose loans
• Absence of collateral
• No valuation of property required
• Speedy loan approval
• Available to tenants and homeowners
• Reduced paper work
• Accessible to bad credit people
• Helps improve credit score

Avail finance without keeping your property at stake. Unsecured personal loans are right at your disposal to help you realize your dreams.