info@freedealshub.com

Get Quick Cash With Payday Loans UK

 Free Deals  Comments Off on Get Quick Cash With Payday Loans UK
May 012024
 

Every now then what happens is that no matter how intelligent or how rich a person is, a situation is always liable to come up that catches us a little short of money.
These situations can be very irritating and sometimes very difficult to deal with. Some of the examples of such situations are

• A medical bill comes up that was not expected
• An unexpected car bill
• Various grocery bills
• Utility bills
• Buying something which was not planned in advance for e.g. from a sale

A proper and a hassle free to deal with situations like this is to take a Payday Loans also known by other names these loans provide you with the opportunity to bridge that the gap between two pay cheques or just cash shortage because of any reason. These expenses if not dealt with properly can further accrue into a sum much bigger than now.

Applying for the payday loans is easy all the borrower needs to do is to evaluate his situation and apply to a creditor online. The borrower will be required to fill his personal details and if your conditions match the loan will be approved in next 24 – 48 hours. Repayment of these loans is done within a week to a fortnight with the term extendable to a month.

Other features of the payday loans are:
• A loan amount of £200 to £1500 can be arranged
• Interest rates are on the higher side
• Loans are approved very quickly
• No problem of bad credit and therefore no credit checks required
• Minimum or no paper work required
• Easy for every one to apply.
• Financial information of the borrower is kept confidential

With all those features available on top of the need payday loans area better way to tackle the problems rather than letting the thing go on or even try to break your savings account.

After you have made up your mind that you are going ahead with the payday loans you must check that you fulfill the criteria for taking a payday loan. The criterion is that the borrower should;

• Be a UK citizen
• Should be at least 18 years of age
• Should have a minimum earning of £800 a month
• Should have a current and checking bank account

After all the formalities have been done all that is left to be done is an application for the payday loans.

It is not necessary that everyone has liquid cash but the needs do not know that, that is why it is sometimes important to take payday loans and there is no harm in taking the payday loans as with the loan terms available it is as if we are using our money.

First Kiss – Dealing with the Anxiety

 Free Deals  Comments Off on First Kiss – Dealing with the Anxiety
Apr 302024
 

Getting close to landing your first kiss? Are you overwhelmed with stress? If the answer is yes, then you must read this article. It will slash your anxiety in half.

1) Eliminate Expectations
Don’t expect to set the world on fire with your first kiss. Instead, decide that you just want to give a normal 10 second kiss. Shooting for a realistic goal will lower your stress considerably.

2) Remember that you’ll get a 2nd, 3rd, 4th, 5th + chance. Once that initial kiss is made, you guys will do it a hundred more times. You’ll be so relieved and thrilled to be kissing, that you’ll want to do it all the time. So, if you screw up a little on your first kiss, don’t sweat it. You’ll get another chance to do it better…probably within the hour.

3) It’s probably their first kiss, too
Don’t expect to be judged on your performance. If they haven’t kissed anyone before, either, you can be damn sure that they’re also stressing about it. In fact, after you guys pull apart from your first kiss, it’s likely they’ll be so busy wondering “Am I doing this right”, that they won’t stop to consider whether you did it right.

4) They want you to kiss them
Go ahead and assume that the person you’re dating wants to kiss you. Obviously, they’re physically attracted to you. Otherwise, they wouldn’t be dating you. It’s only natural for them to want you in a more physical way. Of course, they want to kiss you.

5) Think positive thoughts
Psyche yourself up. Think how happy you’ll be once you land that first kiss. Think of all the hours of making out that will be going on after you get the first kiss over with. Think how great it’s going to feel. Don’t delay this ecstasy any longer.

6) Billions of people kiss every day
A kiss is a normal everyday thing for several billion people. Your mom and dad, neighbors, and other people all over the world kiss all the time, so what’s the big deal? If they can do it, why can’t you? If it’s no big deal to dinosaurs like your parents and grandparents, why should you have a problem with it?

7) Visualize it
Try to picture how it’s going to go down. When you go to bed at night, close your eyes and try to imagine how you’re going to make your approach, how you’re going to hold them, etc. The more you visualize this moment, the more comfortable and stress free you’ll be when the time comes to do it for real.

8) Practice it in your room…seriously
Physically go through the motions that you visualized in the previous step. Practice walking up to your sweetie, practice what you’re going to say (and in what tone of voice), and practice leaning in. You can even practice kissing your hand. Believe it or not, but these techniques actually work. Going through the motions will prepare you for the real thing.

Secured Personal Loans—Avail Finance At Your Terms

 Free Deals  Comments Off on Secured Personal Loans—Avail Finance At Your Terms
Apr 292024
 

People get the required finance easily once they have made up their mind to take the loan against their property. Secured personal loans have become popular with borrowers due to many advantages attached to it. Two of many attractions of secured personal loans are lower interest rate and larger amount of loan. Borrowers, benefit more if they are well versed in key aspects of the loan.

Secured personal loans can be utilized for numerous purposes such as paying for education or wedding bills, home improvements, going to a holiday trip etc. One can use secured personal loans even for debt consolidation.

Any property having equity is qualified to be placed as collateral with the lender. Generally home is seen as the best collateral because of its higher equity. In case you do not wish to risk home then a salable property like automobile serves well the purpose. Collateral infect has a larger role to play in the loan deal. The loan amount and interest rate are decided to a larger extent on the equity of the collateral. Value of the property as collateral minus previous total borrowings of the loan seeker makes the equity.

One can borrow any amount ranging from £3000 to £75,000 under the option of secured personal loans. The range normally satisfies needs of different borrowers. In case of greater amount, factors like higher collateral value and credit report come into play. Borrowers should avoid taking a larger loan to save them from debt burden.

A lower interest rate on secured personal loan is a big lure for borrowers to opt for the loan. Compared to other types of loans, rate of interest on secured personal loans remains 2-3 percent lower. The borrowers thus save lot of money on the interest. What is more, the interest rate comes down further when borrowers search for the right lender on Internet.

Lenders provide secured personal loans for 5 to 25 years. It would benefit borrowers if they prefer to avail the loan for shorter duration so that the debt burden is not carried for long years. Moreover, shorter repayment duration may also be helpful in reducing interest rate. Borrowers of secured personal loans should not be lured by lenders’ offer of greater duration loan with low monthly installments as this may result in total higher interest outgo in the end.

Secured personal loans do a great rescue work for crises ridden borrowers having bad credit history. Such borrowers should first show improvements in their credit report by paying off easy debt and get the report redone by a reputed agency. Lenders give credit score to check the risk in giving loan. A credit score of 620 and above is taken as risk free while a lower score may create problems for borrowers in terms of lower interest rate and larger loan amount.

Though available easily, borrowers must make extra efforts in availing secured personal loans at lower interest rate that fits well in their budget.

3 Ways to Save Money Instantly Online

 Free Deals  Comments Off on 3 Ways to Save Money Instantly Online
Apr 282024
 

In today’s world, shopping in “brick and mortar” stores seems so backward,
dated, and boring. Millions of people each year sit in their jammies while
drinking wine and shop for clothes, household goods, gifts, and just about
anything else you can imagine.


One of the great benefits to shopping online is the various coupon, rebate
and dollar-back programs available. If you click through a link, or use a coupon
code, your savings can be substantial. In addition, you get all the myriad
benefits of shopping online – no children to drag through stores, no gas costs
to get there and back, and no hassle of dealing with crowds.


So, once you’re convinced to shop online, where can you find the savings?
There are several ways to save money online. Let’s start with coupons.


Coupons


This is a fairly standard. Go to one of the coupon sites (many will be
provided below) and look for the store you want to shop with, or search by
category, depending on your needs. Be sure to click “apply” when you enter the
coupon during checkout.


Although in the early days of online shopping, coupon codes were plentiful
and generous (frequently you could find $10 off a $10 purchase with free
shipping), good coupons these days are hard to find. Some stores (like Lands’
End) rarely offer coupons while others (L.L. Bean) often offer free shipping on
any size order. When you order, or even if you don’t order, be sure to sign up
with the website either by registering or signing up for coupons. These
direct-email coupons are often some of the best you’ll ever find.


Here are some excellent coupon sites to get you started:


MyBargainBuddy.com — Here, a mom compiles good deals and coupon codes for
you. Some of the best deals need no coupon at all, but if there’s a good deal
and a coupon to go with it, all the better.


FatWallet.com — Lots of codes here along with active message boards where
other deals can be found.


MyCoupons.com — The most beneficial part of this site are the message
boards, which are alive with the sound of people saving money. Check out the
posts that have stickies on them at the start of each forum – there are often
some good links to printable coupons here for favorites like Toys R Us and Chuck
e Cheese.


One note: If you are looking for a code for a certain store, don’t assume
that if it’s not available at one website, it doesn’t exist. There are different
codes at different sites. Visit several coupon sites before giving up hope that
a code does in fact exist for that store.


Rebates


Here’s how the big daddy of online rebate programs works. Go to Ebates.com
and sign up for an account. There’s a sign up bonus of $5, so you already have a
free $5 coming to you. Then, when you go shopping, check Ebates before heading
directly to an online store. Even if you have a coupon from another site, click
through the store link on the Ebates page for more savings.


Let’s say you choose a new jacket from Kohls and you have a $10 off a $75
purchase. Great. Keeping the coupon code in hand, you head to Ebates and find
Kohls among the list of stores. This store offers 2% back, so you click through
the Kohls link on the Ebates page, and make your purchase. Not only do you
benefit from the coupon code you applied, but also got an extra 2% back on your
purchase. Not a bad deal. Ebates will send money to your Paypal account or send
you a check.


Points


Not everyone knows about the various point programs available, but since you
can earn points without doing any shopping, the points programs are worth
knowing.


Visit MyPoints.com and sign up for an account. My Points will send emails
(sometimes daily, sometimes several in one day). You click a link in the mail
and automatically get 5 points. Sign up for an offer or make a purchase through
that link and earn even more points, from hundreds to thousands of points per
offer.


My Points is most useful, however, when you’re shopping online. It’s like
Ebates in that you click through a link on the My Points site, and you get
points for your purchase. Most stores offer a certain number of points (2 to 4
on average) per dollar spent. Once you have at least 1,000 points, you can
redeem the points for gift certificates for restaurants, gas, travel and
clothing.


You can’t use Ebates and My Points in the same purchase, so if a store is
linked through both Ebates and My Points, you have to decide which is the better
deal for you. Whenever possible, try to combine a coupon code with the My Points
or Ebates deal.

Love Holidays – Counting The Pennies – WHY

 Free Deals  Comments Off on Love Holidays – Counting The Pennies – WHY
Apr 272024
 

So you are one of those people who Love Holidays and are working all the hours god sent to cover the cost only to find that all your hard earned cash is never enough to meet with the needs of you and your family having a good time. As much as you Love Holidays, can you ever say there has been one where you have never had to count the pennies? Holidays that entail no penny pinching worries will always be fun and remembered fondly.

Shopping for the right holiday package to suit your pocket can cause headaches and in some cases sheer frustration to an extent that you feel the best option is to stay at home when there is absolutely no need. You will find that if you Love Holidays that much you will not give up on finding the right deal and fabulous destination. Companies are ten a penny offering services to do the job for you. All they need from you is your preferential requirements like – where you would like to go, how many is travelling on the holiday, is it to be a hotel or apartments and hey what do you know you have a proxy agent working on your behalf to service your needs.

Experts in the travel market fully geared up with your information (requests) can secure your accommodation – flight tickets and the ideal location for you and your fellow travellers. Any necessary paperwork that needs to be done is also addressed by travel agencies. The only signing that will be expected off you is – when you sign off work to go on vacation.

We all Love Holidays especially the ones we can afford – so why not check out the offers on offer to meet with your holiday costs. Cutting down on unnecessary expense is a good way to fill your pocket with extra cash to spend on your holiday abroad. There are ways of going behind the scenes of the travel industry to find alternative ways to make savings. These savings can be things like securing your hotel for half the initial price or discounts off airfare – even free meals believe it or not. If you Love Holidays then without doubt you will love a bargain and why not when they are there for the taking.
If you Love Holidays then turn this vacation into one – a romantic holiday for two on a tropical island or a fun filled action packed family holiday on the beaches of Benidorm. What ever your choice make sure to check out bargain prices.

To look for information on vacations/holidays you would be best going online and surfing the internet. When you find a company that you are comfortable with to take on the responsibility of booking your holiday – then do not waste any more time – go pack that case.


Bad Credit Loans –A Remunerative Base For All Financial Troubles

 Free Deals  Comments Off on Bad Credit Loans –A Remunerative Base For All Financial Troubles
Apr 262024
 

Nowadays, with increasing demands and lavish lifestyle, an individual starts spending so extravagantly that it urges him to borrow more and more money. As a result, he is burdened with multiple debts. These debts might be those, which one is unable to pay leading to the problem of arrears, defaults, county court judgments and even bankruptcy. Because of this one is labeled as a bad debtor. To help you out in these adverse circumstances, there are bad credit loans.

Bad credit loans are specifically tailored for those who are facing a financial crisis.

Earlier, people with a bad credit history were denied of getting loans. But now the scenario has changed. The borrowers can use money drawn from the loan for different purposes. Some of these include debt consolidation, home improvements, meeting wedding expenditure, purchasing a car or house.

Bad credit loans can be opted in any of the two forms- secured or unsecured. Your home, automobile or any other fixed asset can serve as collateral for secured loan. For unsecured loan there is no obligation of providing a security.

The borrower’s credit history and value of collateral placed makes the lender decide the loan amount, rate of interest and monthly installments.

In order to get a bad credit loan at the lowest interest rate, one should try to improve the credit score. A credit score of 600 and below is considered as bad. The loan providers usually offer more amounts to borrowers with a better credit score. Therefore, the borrower is advised to clear off those debts that he can easily pay as these would not be mentioned in the new credit report and hence, the credit score will increase.

In order to get the best deal, certain things need to be kept in mind. Search through the Internet looking for different online loan providing agencies. Approaching different banks and other financial institutions can be a chaotic affair. Looking for the loan online is more convenient and hassle free. You can also collect loan quotes and compare the interest rates of one lender with many others. The borrower should always try to place a higher value collateral so as to draw more amount at lower rates. If the borrower is not sure about his financial status, he must seek the advice of an online loan expert on how to deal with the situation. One can also use the service of online loan calculator provided by different websites to get an estimate of the interest rate and monthly installments payable on the loan amount.

Hence, Bad credit loans help you regain your lost reputation in the market by clearing off all your debts. It provides you with enough money to cater to your requirements and helps you improve your credit score. Although bad credit loan emerges as a remunerative base for your financial crisis, yet an individual is advised not to be extravagant and manage the finances well.

Low Cost Secured Loans – Economical Way to Access your Property’s Equity

 Free Deals  Comments Off on Low Cost Secured Loans – Economical Way to Access your Property’s Equity
Apr 252024
 

Majority of the population nowadays needs loans to fulfill their personal desires. What prevents a common man from applying for a loan is the huge cost involved in it. But now you will be glad to know that there are low cost secured loans existing in the market which will cater to your financial requirements involving relatively less cost.

Low cost secured loans are attached to the clause of collateral. A fixed asset like an automobile, house or any other property can serve the purpose. Make sure that you use the property of the highest value as collateral. This is one of the most common methods to reduce interest rates.

A variety of lenders such as banks and other financial institutions are available in the market to offer you low cost secured loans. Normally, the borrowers limit their options only to those lenders with whom they have done business earlier. This in turn limits the scope of loan offers that they may get. Therefore the appropriate way is to approach different lenders and compare the interest rates to get the best possible deal.

Dealing with banks and other loan providing organizations is quite a messy affair. It involves lot of paper work and effort. Moreover, the cost involved in getting the loan is relatively high. Getting the loan application, collecting loan quotes from different lenders and wandering from one place to another in search of the best loan involves a huge expenditure. An individual finds it really difficult to meet these expenses.

Other formalities involved in searching the secured loan might annoy a borrower so much that he may actually give up the idea of applying for the loan. In order to prevent an individual from facing all such grievances, there is the provision of online loan providers. Most of the loan providing organizations have their proposed websites dealing in low cost secured loans. The plans and procedure of applying for a loan can be viewed in detail from the internet sitting in any corner of the world. Just an online loan application form needs to be filled up. It includes details like name, phone no, address, loan amount, loan purpose and a few more which helps the lender to find out the most appropriate loan for the borrower. The borrower can also collect online loan quotes for free or at certain nominal charges.

Benefits of Low cost secured loans-:

·Simple and hassle free loan procedure
·Reduced paper work
·Can be applied easily via internet

Hence, low cost secured loans not only provide you loans at a relatively low cost but also assist you in repaying the loan as early as possible by arranging reasonable monthly installments. Opting for the loan online will save your valuable time and money, keeping you away from all hassles and inconvenience.

Abusing Your Credit Card Could Hurt Your Credit Score

 Free Deals  Comments Off on Abusing Your Credit Card Could Hurt Your Credit Score
Apr 242024
 

A creditor uses a credit score to decide whether to give you a credit or not. The credit score is based on statistics and uses real data obtained from your credit report and credit application. A high score can get you a loan very easily. You can also bargain for a higher loan or a better deal.


A significant part of the real data used to determine the credit score is obtained from your credit card statements. So abusing your credit card will definitely hurt your credit score.


Your Credit Card History

You are abusing your credit card every time you spend and are not able to pay it back within the time limit. It reflects badly on your reputation in the neighborhood and your credit score when a collection agent is banging on your door for payment. If your credit card debt is close to your credit card limit, you may just have to give up on applying for more credit. And if your credit cards end up in making you bankrupt, your credit score will definitely be touching rock bottom.


There is not much relief even if you regularly pay off your credit card debts. The time taken to free your credit card from debt will impact your credit score. Then again, the regularity with which you pay it off will also matter. These factors can lower your credit score.


Too many credit cards attract negative ratings. Your juggling act with credit cards to stave off debt and keep your spending spree afloat will not invite admiration. As all the credit card transactions are taken into account, the final picture will be far from beautiful.


Even if you turn over a new leaf, you will not reap the benefits immediately. You have to pay off all your credit card bills of course, and not fall prey to new debts and keep your spending low. This may take a very long time. The credit score will take even longer to reflect this new you. Therefore prevention is better than cure. Use your credit card wisely so that your credit score looks good at all times.

Save hundreds on your next Dell purchase – Amazing secrets revealed

 Free Deals  Comments Off on Save hundreds on your next Dell purchase – Amazing secrets revealed
Apr 232024
 

Getting ready to buy a Dell computer? Before you do so, you had better read the following tips, because they can save you big on your next computer purchase. Before you get started, I would like to give you some background on Dell and their marketing/pricing strategy. Dell Computers is the largest manufacturer and retailer of computers in the world. They have about a 15% market share of all computers sold in America. Because Dell only builds a computer when it is sold, it enables Dell to keep very low inventories, and therefore, a very low price. Moreover, you can only buy a Dell at Dell. They have no retail presence. No middlemen!

Dell utilizes many channels of advertising to get the word out about their low prices. You have probably seen their ads on TV or their full page print ads in the newspaper. You may have even received a Dell catalog if you have purchased from them before. What you probably haven’t noticed is that the price of these seemingly equivalent systems vary greatly depending on where you saw the ad. This is the very first lesson on being “Dell smart.” Dell is NOT transparent in their system pricing. This means, depending on where you learned about the computer deal can greatly impact the price you pay.

Okay, so if Dell does not consistently price computer system ads, where should you go to get the best deal? That’s simple — the Internet. And by Internet, I do not mean going straight to Dell.com! To become “Dell smart,” you need to choose a Dell computer that is right for you, one that suits your needs. Computer shoppers often overspend on options they will never use. Go to your favorite search engine and look for a buying guide. After you narrow your search, go back to your search engine (I use Google) and enter “model name + review.” Read a few independent reviews about the model you’ve selected and find out what other people are saying. What are the system’s pros and cons?

Now that you know what you are looking for, let the real money saving begin! Go back to your favorite search engine and enter the words “Dell Coupon Codes.” What you should get in return is a list of Dell affiliate web sites that supply FREE coupons from Dell. These coupons are not advertised, as Dell tries to keep these for the savviest shoppers. More often than not, Dell has a $750 off coupon that can be applied at checkout allowing you to save big! Sometimes, these coupons can even be stacked, meaning you can apply more than one coupon towards your purchase, or they can be used in combination with rebates or other instant savings. Check several coupon sites until you find a coupon that works for your model. Make sure you read the fine print, and verify that the coupon is not expired. Some coupon sites give step-by-step instructions on applying coupons so make sure to do your research!

Once you have found the relevant coupons for the system you want to buy, you are ready to go to Dell to make your purchase. Purchasing a computer from Dell requires that you go through several pages of options and add-ons. This is where buyers typically get bogged down as they are overwhelmed by a number of options and upgrades. Be sure to use the buying guides you came across to identify which features and upgrades are right for you. And be aware that you can often down-grade from many of the default Dell options. For example, Windows Media Center and Windows XP Pro are practically the same operating system. However, Dell sometimes defaults to XP Pro in their options which costs significantly more than Media Center. So, downgrade whenever it makes sense for you and your needs. Once you have gone through the pages of options, you will be at checkout. This is where you will apply your coupons, select the cheapest shipping and pay tax. If you followed these steps, you should be saving hundreds of dollars for the computing system that exactly meets your needs.

Let’s recap:

1. Dell prices are not transparent, always search the internet.
2. Research the right model for YOUR needs. Use a buying guide.
3. Search for a review of the model you selected on a search engine. Use “model name” + “review”
4. Go back to your favorite search engine and enter “dell coupon codes.” Find a good coupon site with current coupons and good instructions.
5. Go to Dell, select your model, and DOWNGRADE unnecessary options and add-ons.
6. Apply your coupon at checkout (stack whenever possible)!
7. Use the lowest priced shipping.

Pat yourself on the back, because you have now saved BIG!

Looking for Dell Coupons and Dell Coupon Codes? Visit http://www.cheapstingybargains.com/cheapster/dellpage.html

Online Marketing Tactics Using Multimedia

 Free Deals  Comments Off on Online Marketing Tactics Using Multimedia
Apr 222024
 

Online Marketing Tactics Using Multimedia

Ah, multimedia as an Online Marketing Tactic. It’s a word that has grown so near and dear to my heart. Why, you ask? I think it’s because it’s not boring, it’s greatly interactive, and it take zero effort (usually) to enjoy it.

And strong online marketing tactics include this great interactive tool and ropes in your audience, getting them engaged in both the medium they are enjoying, AND your product.

Let’s go over just a few of the media we now easily, and inexpensively, have right at our mouse-tips.

Online Marketing Tactics Using Audio

First and foremost, everyone should be well aware that you can put some sort of
audio up on your site. I would say that’s probably the first and easiest way to give your product or website a human aspect.

If your visitors can hear your (or someone’s) voice, there’s just a connection that is made instantly. There are many different programs that you can use to create and save your audio files. I’ve found the easiest way to record and stream both audio and video is using www.audioacrobat.com.

They let you either record or upload audio and video files to their server, and it streams from there! They give you a wide choice of buttons from which to place on your website. They also give you unlimited testimonial lines that let people call in and record testimonials for you to use on your site! You can even record teleconferences with their service! And at under $20 per month, it’s a pretty good deal.

Online Marketing Tactics Using Motion

The next, most basic thing you can add to your current site is a little motion. Now, try not to overdo it by adding an animated image that repeats over and over and over.

Sure, it’s motion, but after its first or second loop, it pretty much can get rather annoying. If you can, make your motion subtle and effective. I think a lot of the animation on websites nowadays looks dated (from several years back) and downright cheesy.

So, just choose your animations wisely.

Online Marketing Tactics Using Video

A great way to add video to your site, again, is to use Audio Acrobat. You can record yourself using their website and your video cam attached to your computer. Or if you have a digital movie camera, you can also upload your video file using their service as well.

There are many services that do stream your video for you, we just use Audio Acrobat, so that’s why I’m mentioning them so much! You can also stream it directly from your own web server, just be aware of your monthly bandwidth limits and plan accordingly.

Online Marketing Tactics Using Screen Capture

Another great type of video is a screen-capture movie. The best known is www.techsmith.com or Camtasia. This is a great program, and lets you record what you are doing on your screen. This is fantastic for tutorials on how to use your product, or how to buy your product!

You can also stick a little picture-in-picture in your tutorial of you talking directly to your prospect! Nice! And, better yet, it’s a great online marketing tactic to get them to trust you to buy your product or service!

So, how can you make your particular product and website more interactive using any of the online marketing tactics I’ve mentioned above?

Easy.

Just start by adding one of the methods above near the top of your home page. Start with that. If you don’t have any way of knowing how many people have visited your website, then visit www.statcounter.com and get free stat counters on your pages so you can track how many visitors have come to your site and how long they’ve stayed…etc.

You’ll be amazed.

The first step in creating an arsenal of “online marketing tactics” is to know what tools are out there for you to use. Once you get your feet wet with those, and you see the results, you’ll want to add more and more! I guarantee it!

Richard East
www.richardinromania.com

How to handle the top 10 SME Sales Objections – Part II

 Free Deals  Comments Off on How to handle the top 10 SME Sales Objections – Part II
Apr 212024
 


Part I discussed the three main types of sales objections. This part will highlight the 10 most common objections, and how to handle them to close the sale. The most important thing through out the sales cycle, that you can do, is to ensure that your customer appreciates the value of your offering. Most if not all of the 10 Objections can be avoided by continual qualification and value verification. “What benefit, in addition to those that we have discussed will that bring?”




To recap briefly, in part I, we saw that potential customers generally raise objections for three specific reasons.



Tactics for Negotiation.



Assuming that your buyer fully appreciates the value that your product will bring them, some still need to get a “deal”. The range of people looking for a deal can be entrepreneurs, Professional procurement and government departments.


Planted by Competitor



Very few sales professionals operate in a vacuum. They normally have to face competitors at many different stages in the sales cycle. The earlier you face them



Genuine concern or an Expectation Gap.



The final type of objection arises normally due to a lack of qualification, or indeed not following an appropriate sales process. If at the close, a potential buyer is still not convinced, then either you have closed too early, or you have not addressed all their concerns.



The top 10 Sales Objections that SME’s face are as follows;




    You are too expensive! – This is obviously a ploy, since you should have been getting the customer to iterate the value of your offering in their terms, throughout the sales cycle. Ask them the following, make sure you use the word “feel”, since this could be an emotional response; “In respect of the value you believe you will be getting which is X, how do you feel this is too expensive?” This will give you the real reason, or may just help in clarifying what they are really getting.

    You are too small! – This is a genuine concern for a lot of buyers. However you have not got to the closing stage of a sale, if you did not have something that they want. In this instance, you need to ask specifically – “In what way do you feel we are too small” and then answer that concern, with a matching benefit about size, such as the ability to meet their needs easily, due to your size and agility.

    I will need to check with the Boss! – Why are you trying to close a sale with someone who does not have authority to buy? If they do have authority, they are looking for time, because something has spooked them, you need at this stage to ask them “If you could make the decision now – would you buy it?” and if the answer is yes follow up with “will you then recommend to your boss that we buy it, would you like me to meet with your boss to help you?”

    You don’t have XYZ feature! – One of the oldest in the book, normally preceding a negotiation – unless of course they really want it, in which case, why did you only find out now? The best response is to ask them first “If we had XYZ feature, would you go ahead?” if the answer to that is yes ask them “What benefit, in addition to those that we have discussed will that bring?” This will flush out if it is real, and will also give you a chance to put their value on this new feature, which you can then build into the pricing.

    Not sure if I have the budget for that! – Again, without a budget clearly identified, what are you closing for? What you need to do is reiterate the value, discuss how they had previously agreed to fund it, and ask if you can help with finance. The old fashioned hard-sell “If budget was not an issue” just doesn’t cut the mustard anymore!

    I can get that cheaper elsewhere! – You have to ask them the direct question “would that be the exact same model, with the same options and the same level of support that we give you?” If they answer yes to that, then wish them all the best and walk away if you know your price is fair. Many times, it is a ploy, and sometimes a competitor is “buying” the business – don’t sacrifice your margins for the sake of it!

    Our policy is to go out to tender! – Again, I must ask, why now, why did you not know the decision making process beforehand? Still if you didn’t know, you must clarify what the basis of decision will be. It is always smart to ask straight up, if they would award you the business if they did not have to go out to tender. Helping write the RFT (Request for Tender) is one of the surest ways of winning!

    How can I be sure you will still be in business in 2 years? – This is probably the most difficult to answer, especially as you won’t know exactly where they are coming from. If you are a software company and they are worried that they would lose the rights to the source code, should things go wrong – use a company to hold the code in Escrow. What ever the situation, always ask for clarification as to their concern.

    Not sure if we need one right now! – Oh for goodness sake! What have you been selling? Have you not clarified early on in the sales cycle; a date of ownership, the value of owning what you are selling and what happens if they maintain the status quo? If you have done all the above correctly, then ask what has happened to make them change their mind?

    I’ll need to get back to you on that! – Don’t let them off the hook now. You must not let them get away, without setting the date and time for the next meeting, when they will deliver you a decision. You should ask them what criteria they will be using for that decision, and if there is anything else you can do to help them.



There are far more objections than these which you will face, however most of them are variations on a theme. The most important thing to do is to clarify the reason behind the objection, by asking open ended questions. Always make it easy for the prospect to save face, and remember, the more qualifying you do up front, the less objections you will face at the close!


Our existing customers get weekly advice like this directly for their sales teams. You may wish to consider Sales Management Outsourcing, which is a service we provide to help drive up your sales.


This article was written by Peter Lawless of 3R Sales & Marketing. For previous articles like this, visit 3R’s InfoCentre. Subscribe to Success our monthly information bulletin. This free bulletin, will grant you access to interviews and articles on sales, marketing, CRM and wealth creation as soon as they are written. This is a great way of getting advice to help you increase your bottom line.


Want to go a step further? Then ask for a Complimentary Sales and Marketing Assessment of your business. We will go through a time tested structured questionnaire with the Business Owner. We will then deliver a report based on our findings. In addition this is entirely free and you have no further commitment or obligation.