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What Should You Be Saying When Others Ask “What Do You Do?”

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Jun 022024
 

Small talk is society’s way of cutting the silence, of filling the empty void that makes many of us nervous. When faced with a situation involving just us and a stranger or someone that we are not well acquainted with, it is our innate reaction to talk about the weather or news events as opposed to feeling comfortable sitting in silence. How many times a day are you asked, “So what do you do?” If you are like most, your answer is usually confined to a simple professional answer, “I am a self-employed ___________”. In most cases this is the end of the conversation or you then ask “and you?” But let’s face it, do we really care and did the person asking the initiating question care? The next time you are faced with this question, take the time to find an answer that makes them care and create enough interest to keep the conversation flowing.

As a small business owner it is important to talk to anyone and everyone about your business because let’s face it, anyone could be a potential client and the person asking could know of potential clients. When answering the question “What do you do?” I am not talking about starting an hour long conversation where you get into the meat and potatoes of your job and start relaying a grocery list of your skills and capabilities. Rather I am talking about giving them something to be interested in talking about and something to make them spread the word about you. When looking for that interesting factor, think back to when you first started your business. What excited you and drew you to start this business? What makes you stand out from the crowd and makes others excited to hear about your business?

Here are some ideas to get you started:

1. Provide a hook or a reason for potential clients to remember you and your business. Paint a picture for the person that is asking. Imagine a person selling a cloth that provides a streak free shine every time. They explain to the person that they no longer have to lug bottles of glass cleaner and paper towels, but simply dampen the cloth and rub and the cloth does the rest. I guarantee the next time that person is lugging glass cleaner and paper towels they will think about that cloth.

2. Give them a reason to ask more. Imagine the questions when you hear of a person who just opened a massage therapy business that utilizes water but the patient never gets wet. What part of your business is most likely to make people ask questions?

3. What makes you stand out from others like you? I am a virtual assistant who provides bookkeeping services. I also provide administrative support and many people choose to work with me because they only want to deal with one person to assist them as opposed to both a bookkeeper and an administrative assistant.

4. Ask a question that will provoke an emotion. This will enable the person to think of you every time that emotion is felt. For example, ask “have you ever felt overwhelmed by the unorganization present in your home? I am a personal organizer who not only organizes things for you, but also provides you with tools and resources to improve your own organizational skills.” The next time someone is feeling overwhelmed and is in a state of chaos I am sure they will think of you.

Always, always, always keep in mind that although the person you are talking about might not be your target client, you can never be sure what fifty people they know. Truly talking about your business can make the difference in truly creating a thriving business.

Solve Your Debt Worries with Unsecured Debt Consolidation Loans

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Jun 012024
 

To cope with the ever increasing expenditures of the present world we need funds. As our current sources are not sufficient enough that is the main reason why most of us take refuge in loans. But our biggest blunder is that we do not conceive a plan about the repayment of the loan amount. This results in to bigger problems. In a short span of time, we are trapped in debts. Well, not to worry, there is a viable option for all your worries. You can apply for unsecured debt consolidation loans. Here will discuss in detail how and where one should search to find the best rates of unsecured debt consolidation loans.

Unsecured debt consolidation loans are meant for tenants, non homeowners, as these loans do not mandates any of your assets to offer as collateral. With unsecured debt consolidation loans, you can merge your several debts in to a single debt. Moreover, the rate of interest will be charged upon that particular amount.

This will automatically lessen the burden. In addition, it will cater you with very many benefits like there will be high chances of finding discount rates; you will be free from those harassing calls of your past creditors. To avail all such amazing benefits, all you need to do is pay a small amount. be very careful regarding the repayment of the loan amount.

For best results, apart from unsecured debt consolidation loans, you need to be in complete charge of your expenditures. You can make a list of your income and expenditures. Try to keep your expenses, as low as, possible.

Make your search through various online sources. To find the best quotes, widen your horizons of search; collect and compare the quotes of more than one lender, prior to arriving at any conclusion. Search well and crack the best deal of unsecured debt consolidation loans.

Unsecured Home Improvement Loans – Easy Loan For Adding Home Value

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May 312024
 

If a homeowner does not require greater amount of loan for home improvements works, there is no need for him to put his home at risk. He can simply approach a lender who provides unsecured home improvement loans. There are numbers of lenders who have designed unsecured loans for homeowners for offering financial help in a hurdle free easy manner.

Unsecured home improvement loans are best suited when the amount required for home improvements works is smaller. Usually lenders approve up to £25000 as unsecured home improvement loans. This amount can be availed without offering any security of the loan to the lender. This means if due to some unexpected circumstances you are unable to repay the loan in time, you would not be loosing your any property. It can be said that unsecured home improvement loans are way to enhance your home value without taking risks.

However this peace of mind for the borrower comes at a cost. Unsecured home improvement loans are approved at higher interest rate. However for countering the rate, take advantage of intense competition amongst the lenders. Compare different unsecured home improvement loans providers and you are likely to locate a lender offering comparatively lower interest rate. Also note that in case of the borrower having good credit history and sufficient repaying capacity, lenders can lower the rate of interest for winning the deal.

For unsecured home improvement loans, lenders would ensure that you prove repaying capacity through documents of income, employment and bank statements of past many months. The loan is approved solely on the faith you generate in the borrower’s mind for you. Even if you are labeled bad credit, unsecured home improvement loans are approved easily on condition that you have sufficient capacity to repay the loan installments. But you should be looking for a lender especially providing loan to bad credit people. Your credit score moves higher as you gradually pay off the loan installments.

The Future of Television – Direct TV and Satellite TV

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May 302024
 

Satellite television and Direct TV truly are the future of the television industry. A huge number of households in the world are already using satellite tv for their primary entertainment solution. This number will continue to keep on increasing daily.

Direct TV, in specific, has a number of advantages. The clarity of the picture and sound quality received from the Direct TV is better than the any other cable TV service provider. Plus, the customer will have variety of choices in case of Direct TV for viewing.

If you’re looking for entertainment solutions in the UK, then it will be suprised to know that Digital TV operation will start in 2008 and expected to be completed by 2012. The whole process is completed region by region. The reason behind this implementation is that the government wants to give the best entertainment services to the residents there so that they can enjoy digital TV.

If you want to enjoy Digital TV before 2008, but you don’t want to have to wait till 2008, and then just take a visit to the nearest Digital TV shop. There’s a good number of different channels, and the picture and sound quality is also better. Other interesting features are also included, and you can also enjoy various radio stations with Digital TV.

Combining the advantages of the Direct TV as well as the very high quality programming and high technology used, plus the good customer service provided, it has occupied top most position in the consumers mind for quite some time.

If you really want to check Direct TV package then try it for a while and then decide whether it is best satellite TV provider or not. Get an idea for the quality and service for yourself, since you know your needs the best, better than anyone else.

If you also consider the advantages of the High Definition Television (HDTV), you can see why it is also becoming very popular in entertainment technology. Many people are looking forward to satellite TV combined with HDTV. This is again another great advantage of satellite TV. Sound as well as the quality of the picture in direct TV combined with HDTV is also of highest quality. You will feel good knowing that you invested money in high definition (HD) equipment, the results afterwards are definitely worth it.

The current DVR (Digital Video Recorder) gives you the ability to record your favorite programs, and catch them at a time in which you might otherwise miss them. As you can see, because of various advantages of Direct TV, one can be assured that they are getting the best when it comes to the latest in entertainment technology.

Satellite technology is becoming the way of the future, so it’s best to get on board while competition between providers is stiff. This way, you can be assured that you’re getting the best Direct TV deal as well. Direct TV customers also receive an additional amount of channels and movies. Depending on your location, you will also get 225 plus TV channels and up to 500 movies free per month.

Logbook Loans – Fast Approval Without Credit Checks

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May 292024
 

Your car or any vehicle is not just a driving pleasure but is a tool for getting a loan as well. And while you can take a loan against your whole of the car, there is even better option in the form of logbook loans which are approved against the logbook of the car. Logbook loans are considered as fast loans. This is because there is no minute valuation of the car involved in offering logbook loans and so the approval is almost instant. Also credit problems are seldom an impediment in taking logbook loans.

Logbook loans are essentially secured loans and are approved against logbook of the borrower’s car. Logbook is a crucial and basic document of car. Logbook contains a car’s vital details like registered keeper of the vehicle, owner of the vehicle, current registration mark, chassis number, engine number, model and color details of the vehicle etc. being so important a document of the car, lenders just keep it in possession as long as the loan amount approved against it is fully returned back. So all you have to take a loan against your car is to offer its logbook as security to the lender. And meanwhile you can go on driving your car as usual. The amount approved as logbook loan depends on value of the car minus the amount due on the car. Usually lenders approve £500 to £50000.

For a car owner, logbook loans are best suited if he has bad credit. This is because logbook loans are approved without any credit check on the borrower and bad credit people too are approved log book loans in a smooth manner. However before applying to a lender, every logbook loan seeker should make sure he meets some requirements.

Lender will approve logbook loans only if the logbook is in the name of the borrower. The vehicle should be free of any due payments. So you must clear all dues on the vehicle before applying for logbook loans. Note that the vehicle should not be more than 8 years older and then only lender will take its logbook as collateral. Also the lenders prefer offering logbook loans on insured vehicle. A proof of the borrower’s regular income also is what most lenders would like to see for logbook loan approval. So make sure that you have these requirements in place for the loan.

You can source logbook loans from various lending institutions but for fast approval and advantages prefer applying to an online lender. You can find number of online logbook loans providers for comparing their terms-conditions for a better deal.

Orange Pay As You Go – Now With Latest Samsung Mobile Phone

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May 282024
 

Orange lets you enjoy the complete mobile experience with Samsung phones. With its pay as you go deal, Orange has introduced quite a cheap and convenient way to get your favorite Samsung phones.

Orange pay as you go mobile phone mainly is a deal that allows you to talk freely without any worry about credit. When you take an Orange pay as you deal, you pay for what you use rather than entering in to any kind of contract or pay any hidden costs. Thus this deal is quite a safe bet as compared to other ones and most importantly, you get your favorite Samsung mobile with it.

Be it the latest multimedia or feature-packed mobile phones, there is whole lot of Samsung mobile phones available with the deal. Samsung’s D series, C series, E series, P series have introduced some of the feature-packed mobile handsets having features like camera, MP3, Bluetooth, GPRS, and many more latest features. You have the freedom to choose among them your favorite one.

Along with the phone, you will also get to choose among various tariffs plans. As, this is a pre-paid deal, you will not have to pay any rental or other fee. But for your benefit, you can avail beneficial tariff plans that would help you cut down your call rates and other charges. Many of the lenders would even offer the mobile phone free of cost with the connection so as to serve you better and make your mobile expenses in budget.

The most affordable and easy way to get an Orange pay as you go mobile deal is to go online and shop with the retailer available there. There are hundreds of mobile phone retailers online that offer cheap and reasonable mobile phone deals. All you need is to go look for the best among all of them. This can only be achieved through online shopping as it gives you room for comparing and negotiating. So with all these conveniences offered by pay as you go deals, there is hardly any reason to go back. Get your favorite Samsung phone and make the most of it with pay as you go deal.

Cheapest price or luxury upgrade – How to get the best of both worlds when booking flights from Heathrow Airport.

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May 272024
 

Before you start booking your trip, take a minute to think… Consider why you are flying, who you might fly with and where you are flying to. If you are on a business trip and need to get there in time for a meeting then this may limit your options, similarly if it’s a family holiday and you have push chairs etc. to contend with, it may not be practical to choose flights with a stop-over. That’s not to say that you can’t get a good deal. Save yourself time and be clear on what you need or don’t need before you start your Heathrow Airport flights and booking.

Where to look

Once you know when and where you are going get as many quotes as possible. With so many options available it can be more than a little confusing, but these are my top tips on where to find the best deals:

• Online – all the airlines and travels agents have websites, and most are pretty easy to use. There are also lots of fare finder websites available such as Expedia, but ensure that these are ATOL protected before booking any flights – the ATOL logo will be clearly displayed if they are. Online searching is by far the quickest way to get a good range of quotes when looking to buy flights Heathrow Airport.
• Travel Agents – Most high street stores sell flights only as well as the standard package holidays. Get the best from your travel agent by calling first thing in the morning as they get busier as the day progresses.
• Newspapers – these work on the basis that advertisers buy flights in bulk to get good discounts that are then passed on to the customer.
• Teletext – an oldie but a goodie, teletext has some great deals, especially for the last minute market.

Getting the best deals

If you’re after a bargain, here are some constructive ways to help you find the deal that ensures your money is spent on the actual holiday, not getting there.

• Book online and early – this may seem quite obvious but the budget airlines really do reward you for booking in advance. They take bookings up to 9 months before you fly and you quite often find the odd £1 flight! A word of warning though, they very rarely show the taxes until you are at the checkout, so be prepared to add an extra £20 – £30 or upwards, to account for this.

• Split Tickets – this involves a stop over at an interim airport and can reduce the cost of your flights considerably. If choosing this option try to ensure that it is the same airline completing both legs of the journey. Baggage handovers between different airlines can cause delays.

• Nested Tickets – these are ideal for business journeys or those departing and returning within the same week without a Saturday stop over. Airlines charge a premium for these type of journeys but there is a way around it.

For example, an airline quotes £150 for a return flight from Heathrow to Belfast going out on a Monday and coming back on the Friday of the same week but if you find a return that requires you to stay for a weekend and is priced £75 or less, it is worth buying a nested ticket.

Buy the £75 return ticket leaving on Monday and coming back late in the next week. Then buy another £75 return ticket with the outgoing flight from Belfast on the Friday of your return to Heathrow. The return journey of this second ticket should be dated early in the next week.

By doing this you basically get two return flights for the price of one! If you nest the tickets with consideration of future travel dates in mind you can make use of all the tickets and save money. It is a little confusing but if you do the research then you are bound to get a cheaper deal.

• e-bay style – you can now bid for tickets on www.priceline.co.uk. Airlines will sell you tickets provided you make a reasonable offer. A good starting point is 20 – 30% less than regular fare prices much further below and it will be rejected. Ensure you read the small print as these deals often come with restrictions.

Creature Comforts

If you prefer luxury over cheapest cost, here’s how choosing the right flight can make all the difference to flights from Heathrow Airport.

We all hate delays, there is nothing worse than waiting around, especially with bored children in tow. When searching Heathrow Airport book flights, pick the first to leave the airport that day. Delays accumulate throughout the day and by the second or third flight the delay can be quite substantial. This will not prevent delays caused by baggage handlers going on strike, but it’s a good start!

Ask about the seat pitch. This is the distance between your seat and the one in front. Experts say a minimum of 31 inches for a 6 foot person on long haul is acceptable. If anyone in your party is over 6 foot you may wish to shop around based on this fact alone.

Pre-book your seats and additional extras in advance. Not all airlines let you do this but for a small fee, most will. Emergency exit seats and front rows provide the additional leg room essential for long haul flights. If you have young children and are travelling long distances seats near the toilets are also handy. Some airlines also have supplements that you can buy into for better in flight meals – if there is such a thing!!

So how can you get an upgrade? This is easier said than done and is most likely to happen by getting ‘bumped’. Airlines quite often miscalculate passenger numbers and ask volunteers to be ‘bumped’ to the next available flight. They will offer all sorts of incentives including travel vouchers, cash, upgrades to business or club class, phone cards, food vouchers and much more. In my opinion travel vouchers are the best, as they will be worth more than any cash offered. Before agreeing to any upgrade, establish when the next available flight is likely to be. Is business class really worth a 5, 6, 7 hour or longer delay to your journey?

So now you know where to look and what to look for, you can ensure that you get the best deal for you. One website I found useful when booking was the Heathrow Information site, which links to online booking Heathrow through a whole host of travel agents, fare searcher websites and airlines. It’s a quick easy reference to save you time and effort when getting your online quotes.

This article is free for republishing keeping links intact.

New Car Finance UK: Key To A Brand New Car

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May 262024
 

If you are planning to buy a new car but are worried about the soaring car prices then car finance is the ideal choice for you. New car finance UK would help you in buying your dream car at affordable terms. New car finance UK is the financing scheme available to all the residence of UK.

New car finance UK is a good option if you think you cannot afford to pay complete car cost at once. New car prices in UK are high and thus financing the brand new car has made it within reach of everyone. The lender lends you the entire loan amount needed to buy car and borrower repays back the amount on monthly installments.

The loan amount approved under new car finance UK can be used for buying new cars of your choice. The cost of new car finance UK varies with the company name, car’s model, features in the car etc. The normal loan amount approved under new car finance UK varies with the borrower’s repayment ability, income status, credit history, market policies etc. New car finance UK has made buying car affordable for all borrowers. An interest rate is charged on the finance given and the borrower is required to repay the loan amount as monthly payments over the years.

New car financing can be of secured or unsecured types. In secured new car finance UK the borrower keeps security against the loan amount he receives from the lender. Whereas in unsecured new car financing the borrower is free from keeping his assets as security.
There are many financial companies in the market which are ready to offer new car finance for all the residence of UK. It is however advisable for the borrower to research properly before finalizing upon a particular deal. Many lenders offer attractive financial schemes and packages with their financing schemes. The various schemes which lenders use to attract the customers include providing of free insurance, first three free servicing of the car etc. However borrower should avail finance with the lender who fulfills all your needs and requirements on all fronts.

Financing the brand new cars has become easier with new car finance UK. All passionate and enthusiastic car buyers of UK can get finances on easy a flexible terms using car finance UK.

Student Car Loans – drive own car through low cost finance

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May 252024
 

Students do not have own source of income and so they are simply unable to buy car if they do not opt for a loan. However there are many lenders in the marketplace who are ready to take unfair advantage of a student’s typical lean financial position and offer a loan to the needy student at undesired terms-conditions. To escape from such lenders, student can opt for especially designed student car loans. These loans help student in the USA in buying new or used car of any make and model.

Student car loans come with host of advantages for the students in the USA. Student car loans are especially designed for contributing to the credit history of the student. Usually a student has no credit history, but as the student gradually pays off the loan installments, his credit rating moves higher which makes any loan available at easier terms in future. Generally students do not own a property to take a loan against. But student in the USA do not have to worry about placing any valuable property for taking student car loans. They can offer the very car they intend to buy as security to the lender for availing student car loans. The lender will take deal papers of the car in his possession till the student car loan amount is fully returned, and till then the student can drive the car.

The interest rate on student car loans in USA is generally lower and some lenders may be offering concessions to students. But rate of interest may not be lower if the student happens to have bad credit. However on comparing various lenders, bad credit student can achieve comparatively lower interest rate.
A student can take student car loans independently or with a co-signer who has a good credit history. Co-signer makes student car loans easier to avail as the co-signer is a guarantee of safe return of the loan amount.

Also interest rate gets reduced this way. A student in USA can repay student car loan in 5 to 7 years. The repayment duration depends on the loan amount also with smaller loan approved for shorter duration. Student car loans are seldom a burden on students in USA as they can repay the loan when they get a regular job after finishing studies. Also the student is free to repay student car loan amount at once or he can repay in fixed monthly installments. There are many lenders who provide student car loans in USA. Apply to suitable lender after comparing them for terms-conditions.

Make your life smoother with unsecured car loan

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May 242024
 

How do you commute every day to your office? If its local transportation then, just calculate how much time and money, you are spending on long term basis. In short, why don’t you own a car, which can be of great help to you? And if you are thinking that, your pocket can’t afford to buy a car from the monthly earning then, perhaps you don’t have an good idea about today’s loan market. Yes, through unsecured car loans, you can raise funds for purchasing a vehicle of your choice without pledging any security.

Unsecured car loans are meant for purchasing an automobile of your choice, for which you don’t have to put anything at stake. This loan can be obtained faster than the secured car loans, as it does not require any documentation and investigation. That’s the reason, why unsecured car loans are attached with high rate of interest. But every deal has its pros and cons, so is the case with unsecured car loan.

The borrowers must remember that a little bit of home work can do wonder. Yes, before taking the final decision, just go through unsecured car loan quotes, as many as you can. To collect quotes, you don’t have to roam around in the market in person. Take the advantage of online service. Scores of online service providers are there to respond to your needs and provide you free online quotes. Once you get convinced about the rates and terms of an unsecured car loan through quotes, you can apply for that.

If you are thinking that, your pocket can’t afford for purchasing a new car then, owning a used car would be beneficial for you. Yes, you just have to take care of the age of your used vehicle i.e. it should not be older than 5 years. Now, the borrowers have both the options to get their required vehicle.

Unsecured Debt Consolidation Loan: Easy Way To Deal With Debts

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May 232024
 

As soon as one would hear the word “debt” the first impression he gets is the harassment by the lender. The situation gets worsen if the debtor has multiple debts. But with unsecured debt consolidation you can consolidate your multiple debts into single one without any risk to your assets.

Unsecured debt consolidation loan is the loan that aggregate all your present multiple debts into single debt without requiring you to place a security. All the tenants and non homeowners can easily avail unsecured debt consolidation loans to consolidate all their previous debts. The loan amount that is availed under the unsecured debt consolidation loan varies with the borrower’s income, repayment ability, the amount of finance required etc.

The main advantage of unsecured debt consolidation is that non homeowner or tenant is not required to place security that makes the loan process completely a risk free. Homeowners who do not intend to place their assets as security can also apply for unsecured debt consolidation. The borrower has an added advantage that he does not have to pay multiple interest rates per month onto his many debts. The debtor just needs to pay a single monthly payment at low interest rate to a single lender rather than to many lenders on varying rates. Thus the borrower saves a significant amount on the outgoing payments. This saved amount can be used to pay off the previous debts.

Debt counseling and management services are available to improve upon your credit history so that the debtor can live better financial life. Debt management services help the debtor reduce upon his debts by cutting down the monthly expenses.
In unsecured debt consolidation loan the lender is at a higher risk than the borrower as the lender does not have any assets to dissolve to regain the loan amount he lent. This makes the lender charge high interest rates as compared to other loans.

All debtors like tenant, homeowners or non homeowners hoping for a debt free future can take help from unsecured debt consolidation loan. Unsecured debt consolidation loan consolidation helps borrowers lead a tension free life by gradually dissolving their debts.

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