Direct TV Offers and Deals

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Dec 242019
 

Back in 1994 DirecTV was first introduced to the public by General Motors and Hughes electronics making it the first digital broadcast system in the entire world. Currently DirecTV has over 15 million customers in America and Latin America. Their revenues in 2005 were over 3 billion dollars.

DirecTV is the leading provider of satellite television in America. They remain at the top for customer service satisfaction. Maybe it is because they offer such a huge range of channels in their programming selections or because they provide their high end equipment and professional installation free with every new subscriber.

You can also sell this equipment if you ever want to, not that you will. Since DirecTV provides one hundred percent pure digital picture and sound you will get the best out of your viewing experience at a price that costs less that old analog cable provider.

DirecTV provides their customers with up to 225 standard channels compared to cables average of 100. On top of that DirecTV also offers the exclusive rights to some big name sports channels and packages that include the NHL Center Ice, MLB Extra Innings, NBA League Pass, and the NY Yankee games.

Best of all DirecTV offers the NFL Sunday Ticket that gives you access to 14 professional football games every week during the season. This is a deal breaker for any true NFL fans. This goes for the NBA League pass which grants you access to ever NBA game during the season.

DirecTV also offers international channels and Spanish and Chinese language programming services. DirecTV’s Para Todos service provides more than 45 Spanish language channels. These channels include sports, news, music, movies, and educational networks. Phoenix TV offers Mandarin programming 24 hours a day 7 days a week.

The price for a standard DirecTV package starts at around thirty dollars. DirecTV offers first time customer incentives such as free TV systems for up to four rooms and even free DVD players, home theater systems, digital cameras, or movie channels. These free incentives almost always come with a commitment from you in the form of a contract for 12 to 18 months of service.

Since the satellite TV market has become so competitive the two main companies are offering almost similar packages but each has their own niche. Both companies offer more than 200 channels, integrated digital video recorder (DVR), and HDTV channels. They also both offer great customer service but J.D. Power and Associated rate DirecTV number one.

You are even able to find such introductory offers from DirecTV that start as low as $19.99. You can try looking online for such a deal.

When you compare DirecTV to Dish Network you may go one way or the other based on special programming that one offers but if you compare either company to cable television you will see there is no comparing. When you go with satellite TV you are not only getting better picture and sound quality with more channels, but you are also getting it at a lower price.

Satellite TV – A Popular Entertainment Solution

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Dec 232019
 

Every year satellite TV is growing steadily in their number of subscribers each year. In fact there are an estimated 18 million subscribers for DirecTV customers alone. Dish Network has about 15 million subscribers in America. These millions of customers claim that the reasons for staying with satellite TV is for the better picture and sound quality, much larger selection of channels and programs, easily available, excellent customer service, and a competitive marker means great offers on the price.

Price is a main factor when it comes to entertainment, so why not get a better deal with better picture quality and more channel variety? Dish Network and DirecTV are so popular with consumers because these companies off much better deals when compared to cable TV providers. Generally cable TV monthly costs are about forty dollars for the basic programming package. There are additional fees if you want to include digital or sports channels.

The most popular satellite TV providers provide their basic monthly services for a much lower cost. DirecTV starts its prices at $31.99 and Dish Network at $29.99. To include additional sports packages it will cost you about five to ten dollars extra.

There are deals to be found everywhere you just have to be looking. There are often promotions offered by retailers where you can get Dish Network packages for as little as $19.99.

The main thing that divides the line for cable TV and satellite TV is the programming choice. With satellite TV you are offered a huge selection of programming choices. We all know that with cable the choices are pretty limited.

With cable the most you can get is about 100 channels, with satellite TV the can get literally hundreds. Satellite TV channels are all one hundred percent digitalized. Cable TV is generally analog signals. To include digital channels on your cable TV might cost you an extra ten to fifteen dollars.

If you are in the market for satellite TV you will likely come down to a choice between DirecTV and Dish Network. This decision really depends on what you personally like to watch on satellite TV.

You would want to go with Dish Network if you want to view more International channel as they have a larger selection than DirecTV. Dish Network also has a lower monthly payment than its competitors. They are recommended Dish Network dealers that are offering a life time warrant on their free dish system. DirecTV offers two years.

DirecTV offers almost total coverage of NFL games referred to as the NFL Sunday Tickets. This is something that no other broadcaster can compete with, if you are an NFL fan this is a must.

Also DirecTV offer TiVo which is a digital video recorder that makes it possible for you to record, replay, rewind, and skip advertisements on the recorded TV shows. DirecTV has a larger number of channel options.

The best deals are often found online. You can check out several different companies in a matter of minutes. Always call to see if there are any exclusions or hidden charges.

Nourishes and repair skin – Australian clay

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Dec 222019
 

Need a healthy and beautiful skin despite of your work load, pollution and various other factors (which emerge as hurdle in having a good and healthy skin). Then Australian clay can be the answer to all your skin problems.

Australian clay is loaded with rich mineral and other nutrients which help in getting back the charm of the skin. It contains minerals like potassium, calcium, magnesium and copper. It is suits to almost all type of skins.
It energizes, refreshes, removes toxins from the skin which makes the skin look softer and healthier.

In aromatherapy, using clay for enhancing the beauty of skin is not a new concept rather since ancient times it has been used to deal with various skin problems.

There are different types of Australian clay available in the market which is used in aromatherapy. Some of them are as follows:

• Australian clay ivory
Australian clay ivory is best suited to sensitive and baby skin. It has a very mild and nurturing effect.

• Australian clay olive green
It is the powerful and effective among all type of clays. It is best suited to oily skin and acne prone skin. Its ingredients balances, strengthen and repair the skin. It is the best means to deal with body scars.

• Australian clay pastel pink
If you desire of youthful skin, then Australian clay pastel pink can be the best means. It works on stressed and tired skin and makes it look younger and fresh.

• Australian clay washed blue
It helps in washing out impurities from all type of skin. But, it gives best results in oil skin.

• Australian clay reef red

It gives a healthier skin. It is rich in iron which nourishes and replenishes the skin which gives a soft and healthy look. It is also used as coloring agent in various hair dyes etc.

• Australian clay beige clay
It embraces of minerals like copper, calcium, zinc and potassium. It removes cellulite and toxins from the skin. It also improves the circulation in the skin which makes the skin look healthier and soothing.

• Australian clay midnight black
It is black in color, which is rich in iron and oxygen. It is basically used in creams, lipsticks, eye-liners etc. It nourishes the skin and has the properties of cleaning and conditioning.

Thus, different types of Australian clay will deal with all your skin problems which further give you, problem free and healthy skin.

12 month orange mobile phone- A Fair Deal

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Dec 212019
 

Mobile phones come with different deals and tariff plans to satisfy each and every section of mobile users. Devised especially to meet the habits and needs of diverse range of customers orange offers contract mobile phones for a contract period of 6 months to 18 months. Among all these, the 12 month deal is the most common and popular contract mobile phone deal in UK.

Orange 12 month deal basically offers you phones for a contract period of 12 months. The 12 month contract deal is further available with different tariff structures such as 12 month free line rentals which do not involve paying any rental till 12 months, half-line rental, free text messages and so on. Some tariff plans also offer you free talktime for certain minutes like 300 minutes free talktime, 1000 minutes free talktime etc. and several cash back offers.

12 month mobile deal is available with different mobile handsets from Nokia, Samsung, Sony Ericsson, Motorola and other leading manufacturers. The overall price of the deal may vary depending on the mobile phone you choose. Orange also offers its customers mobile phone free of cost with some tariff plans. The easiest way to avail 12 month orange mobile phone deal is to shop through online dealers. Online buying not only helps you save time and money but also offers you several discounts. You can compare various tariffs available with 12 month deal and select the best option for you.

Despite knowing that 12 month mobile deals offers free rentals, you should not overlook the fact that nothing in life comes for free. Before signing any deal you should always enquire the dealer about the pros and cons of the deal. 12 month orange mobile phone is obviously meant to provide you benefit and added advantages but you should always consider the sources that inform you about the drawbacks of the deals and the hidden costs associated with it. But of course 12 month deal is a way to save your monthly mobile budget and avail the most of your mobile phone.

Get Communication And Infotainment On Contract Three Mobile

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Dec 202019
 

Mobile phones have transformed the telecommunications world with their perfect looks and flawless functions since their emergence. Of late, mobile phones are the accumulation of design and technology which can perform their functions to accelerate our lethargic lives. With features like MP3 players, 3G video calling, video recorders and mega pixel cameras, mobile phones have added strong flavour of entertainment to our lives. Moreover, you can fulfill your task with Bluetooth, GPRS, EDGE, WAP, JAVA technology and email client. The reason is quite obvious; the mobile phone requires a service provider to perform its functions at the most affordable prices.

The network providers are available on all the online mobile phone shops with their respective deals to reduce the phone bills as line rentals are incredibly inexpensive. Recently Three Mobile, the major mobile media company in the UK, has come up with a contract deal at extremely competitive prices. Three Mobile is the largest operator of 3G network in the UK and Europe. The time users have chosen Three Mobile as their service provider; they at once enter into a contract with Three Mobile and get free packages like free minutes, free text messages, free content download, free roaming, free network to network calls, free mobile phone insurance etc.

Three contract mobile deal is available on Nokia, Sony Ericsson, Samsung, Siemens, Motorola and many more to provide scope for the users to purchase their preferred handsets. With the availability of the retailing sites, the users can easily access contract Three Mobile phone deal for chatting, sending messages, downloading and accessing to internet at minimal prices. The users have to pay the security money to avail contract Three mobile phone for a period of 12-18 months. The users of good credit history have been attracted with special offers like Sony PSP, free pods and XBOX 360.

The main responsibility of the users is to do needful research online before going for contract Three mobile phone deal. The deal has a plethora of offers and you have to decide whether it would suit your calling habits, budget, preference and likings.

GM Augments Weak January Sales With New Deals

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Dec 192019
 

General Motors Corp. is expected to deliver a ramped-up incentive program to amplify its sales in the forthcoming months. January was not a good month for the automaker however; it is working on increasing its sales by delivering new deals that include zero-percent loans and cash.

The incentive program of the largest automaker will revive free financing and at the same time bonus cash. The zero-percent financing will run for as long as 60 months. In addition, the $500 bonus will be available on most 2006 and 2007 GM models. These strategies were considered by GM to augment its January sales, which have declined by about 17 percent.

Bonus cash will be offered by the automaker in the Midwest and Northeast. On the other hand, the zero-percent financing will be available anywhere in the United States. “It’s a new thing that kind of caught us off guard,” said dealer John Rogan of John Rogan Buick-Livonia. “It’s a great deal. And, as dealers, we believe it will drive our market share up.”

GM January sales decline is significantly caused by the intended reduction in rental fleet sales. It is also caused by a slump in consumer demand. After sharp sales decline last month, some critics question whether the automaker pulled back too distant on incentives. “We’re not going to go down the path we went down before, throwing incentive dollar after incentive dollar,” GM senior analyst Paul Ballew said after announcing January sales figures early this month. “But we’ll do what it takes to be competitive.”

John McDonald, GM spokesman, said the new incentives, which will expire on Feb. 20, do not reflect a reversal of GM’s strategy to cut back on deals and discounts, but are a bid to keep customers coming into showrooms during a traditionally slow sales month. “The strategy is the same,” he added. “We had planned to do this prior to the January results.”

Since 2002, the incentives of the automaker in January were at their lowest – at an average of $2,365. The figure is lower than DaimlerChrysler AG’s Chrysler Group at $3,853 and Ford Motor Co. at $3,502.

The new incentives imposed by GM will exclude brands like Cadillac, Hummer and Saab. It will also exclude selected models like the Chevrolet Corvette Z06 and medium-duty trucks. Free financing, consequently, will be available for three or five years depending on the vehicle. It will be available only for Chevrolet Silverado and GMC Sierra pickups. McDonald added, “Advertising will be done on a regional level and by the individual brands.”

“GM was smart to avoid a major national blitz, which would have created the impression that the automaker was going back on its less-is-better strategy on incentives,” said Tom Libby, an analyst with J.D. Power and Associates’ Power Information Network. He added, “Even though GM lost some sales, the company is right to keep its discounts low, since deep discounts erode brand values and drive down resale values. It sounds like a significant program. But it’s not a humungous, pull-out-all-the-stops program. If it is, they would be getting away from their strategy.”

GM, founded in 1908, has global headquarters at the Renaissance Center in Detroit, Michigan, USA. It is famed in the manufacture of remarkable vehicles that served as milestones in the automotive timeline. GM manufactures cars and trucks in 33 countries. These vehicles have established a reputation for quality in the field. This is because GM parts and accessories like rotors, brakes, filters, AEM cold air intake as well as other auto systems used in the vehicles are precision engineered to serve their purpose well.

How to Make Money Writing and Selling e-Books

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Dec 182019
 

Writing and selling e-Books are a great way to generate passive income and establish yourself as an expert in your field. You may be thinking that you can’t write an e-Book for one reason or another or that the process of writing and selling is just too overwhelming. While it’s true it is a big undertaking, it is not impossible.

Many successful infopreneurs generate a great deal of passive income selling information online. The most obvious advantage of being an infopreneur is the low overhead and high earning potential. Once you’ve written an e-Book, tele-seminar, e-course or other information product, it can be sold over and over again. It is even better than selling a traditional book because you do not have to print anything and you don’t have to jump through publisher hoops. The costs to produce a piece of information are the same whether you are selling to one person or to millions.

To make it manageable, break the process into steps. The writing portion can be broken down as follows: choosing your topic; doing the research; writing the content; editing and proofreading; finishing touches; and finally publishing preferences. When you’re thinking about choosing your topic, think about things you’re very familiar with, passionate about or experienced with. Make sure your research is current and credible. A visit to your local library can help you verify facts and check statements. Editing and proofreading are critical. It’s difficult to develop any form of credibility if your content is littered with typographic errors. Once you’ve finished your book, explore different self-publishing options. An Internet search will reveal a myriad of choices.

After you’ve chosen your method of publication and you’re getting ready to sell, some of the things you’ll need to consider include: copyright, acknowledgements, bios, a cover, how the book is formatted, testimonials, bonuses you’ll offer, sales copy, payment processors, autoresponders, domain names, hosting, affiliate programs, audio messages and a Web site. Include a copyright statement as well as a statement about transferring e-Books – basically that it’s not allowed. Also include your acknowledgements. Thank everyone who helped you to write your book or gave you the required space and time to do it. It’s important to acknowledge family and friends especially when they provide much needed support and encouragement. You’ll need to include a bio and decide on a cover. Gather testimonials from people you respect who are prominent in the field you’ve written in. Create some bonuses to include with your e-Book. These can be checklists or coupons or special reports. Finally, create the sales copy for your Web site and set up your affiliate programs.

You’re almost ready to go. Next, you’ll need to create a marketing plan to promote your e-Book. Include such things as: signature lines, business cards, a blog, newsletters, article writing, product or service give-a-ways, press releases, affiliate contests, free classifieds, tele-classes, free samples, pay-per-click advertising, product or service donations, and e-Bay. You’ll also want to address how you plan to keep in contact with your customers after they’ve purchased your product or service. Take every opportunity you can to promote your e-Book. The more exposure you gain, the higher you’ll rank in the search engines.

The Internet has changed the way people look for and acquire information. For many the Internet is an overwhelming network of unimaginable volumes of information difficult to navigate and lacking in credibility. Infopreneurs wade through the myriad of information available on the Internet weeding out erroneous or outdated information and consolidating and presenting current accurate information in easily accessible and understandable forms.

Secured Holiday Loans: Now Enjoy Holidays At Low Interest Rates

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Dec 172019
 

Holidays are the best time when a person can forget all his tensions and can relax. Consider a situation when you holiday without worrying about the finance. With secured holiday loans this can be possible. Secured holiday loans are the loans that are availed to look for all the financial needs while on holidays.

Secured holiday loans are the long term loans that require you to place a security and looks for all the financial requirements while you are on enjoying or holidaying. Secured as the name suggests are the loans that are guided by the collateral or security. The borrower is required to place his assets as security with the loan amount.

With secured holiday loans the borrower no longer need to worry about the finance as the complete cash needed for various purposes like transportation, stay, food bills, and the shopping bills etc are covered under holiday loans.

The loans mount that is generally approved as secured holiday loans is ₤20,000 to ₤75,000 and ranges with the borrower’s repayment ability, collateral placed, income status etc. The repayment tenure for a secured holiday loans ranges with the amount of loan borrowered and ranges usually up to 10 to 30 years. Since the repayment tenure is large the borrower can repay the loan amount in easy monthly installments over the years.

The main advantage of the secured holiday loans is that the borrower pays low interest rate on the amount he borrowers. Borrowers can avail secured holiday loans online also. The borrower just need to fill in a simple application form and can than ask for free quotes from different lenders.
Borrower can avail the best suited deal once he has reviewed different quotes by different lenders from his convenience.

Now forget worrying about finance and enjoy holidays with the secured holiday loans and repay in small monthly installments.

5 Ways To Make Money Online

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Dec 162019
 

There are many different ways to make money on the Internet. Here is an overview of the five most popular online business models:

Sell Digital Products

The term “digital product” means that the product is delivered electronically. The customers will download the product to their computers. Some examples of digital products are downloadable e-books, audio/MP3, graphics (clipart and stock photography), video and software.

The digital product business model is very popular because there is no inventory, no shipping and no fulfillment cost. Since the product is an electronic file, it costs you nothing to make an extra copy – therefore, the profit margin is 100%!

Sell Physical Products

“Physical products” are the products that are shipped to customers through the mail. Customers place orders on your website and you ship the products to them.

There are several ways to get those products – you can make them yourself (for example, arts and crafts), buy them directly from a manufacturer or buy from a wholesaler (at quantity discounts).

If you don’t want to deal with the inventory and shipping, another alternative is to use a dropshipping service. Dropshipping means that the inventory is stored at the wholesaler company. You collect the customer information and payment, give it to the dropshipping company and they ship the product to the customer. Your profit is the difference between what the customer paid you and what you paid to the dropshipper.

Become An Affiliate

Affiliates send visitors to other companies’ websites and get paid a percentage of all the sales they refer. You don’t have to worry about creating websites, dealing with customers, shipping and payment processing. Your only job is to advertise those websites and send people there. People will buy products from those websites and you will be paid your commission.

When you become an affiliate, you will be given a unique link with a tracking code. In your advertising, you will send people to that link. This unique code will ensure that all the sales will be properly credited to you.

Sell Advertising

If you have a website that gets a lot of visitors, you can sell advertising on it. Other companies will pay you for advertising space on your site, just like they pay to advertise in magazines and newspapers.

That’s how all those “free websites” make money – they sell advertising. Free content attracts a lot of visitors. The higher is the number of people who visit the website, the more money you can make from advertising.

Provide Services

There are many types of services that can be done on the computer through the Internet. The most common examples of such services are website design, programming, graphic design, writing, data entry and transcription.

Many companies will gladly pay someone to do computer work for them on a project basis, so they don’t have to hire full-time employees. As long as the work can be done without face-to-face interaction, you can do it from home on your computer and make money.

Online Personal Unsecured Loans UK For All Your Financial Needs

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Dec 152019
 

If you think that lack of collateral is an impediment during financial scarcity than you are wrong. Many lenders are there in the market that offers you the loan amount without asking you for a security. Unsecured personal loans UK are the loans that look for all your personal requirements without requiring you to place a security.

Online unsecured personal loans UK are the loans that can be availed online and look for all your personal requirements like repairing the house, vehicle or garage, wedding etc. Unsecured personal loans UK require no security against the loan amount and thus can also be availed by all the tenants and the non homeowners of UK.

The loan amount that is generally approved under online unsecured personal loans ranges from £1,000 to £25,000 and also depends on number of factors like borrower’s credit history, repayment ability etc. The term for repayment in an unsecured personal loans ranges from 1 to 10 years and thus the borrower can repay the loan amount in easy small installments over the years.

There is no threat to the borrower’s assets in unsecured personal loans as these loans do not require the borrower to keep a security. Online unsecured loans are easily accessed and quickly approved. The borrower just needs to give in a some of this personal details like name, residential address, phone number etc in an online application form and can than ask for free quotes from different borrowers. However it is always advisable for the borrower to research properly before finalizing on a particular deal.

Borrower with poor credit history can also approach for unsecured personal loans UK. All the borrowers having CCJs, bankruptcy, IVAs, arrears to their names can easily avail unsecured personal loans for all the personal requirements.

If the term collateral hampers you from fulfilling you personal requirements than availing online unsecured personal loans is the perfect choice. These loans can be equally beneficial for all the tenants, non homeowners and homeowners can be accessed online.

Violent Crime On Innocent Victims…Adds To The Victim’s Woes…With Mountains Of Unpaid Medical Bills and Bad Credit

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Dec 142019
 

It had been a particularly daunting day as a new trainee customer service representative of a company with a bad product and lots of vocal complaints. Many asked to talk to the supervisor and after the turn over, the supervisor chided Lucile about being stronger on the phone. Lucille Marie collected a stow of cash she had set aside at home so that she could stop after work and get a cake, party favors, gift and food for her five year old daughter’s birthday celebration with ten invited guests. With this all flashing through Lucile Marie she said out loud “Hell No!” and stomped on the assailant’s foot with her left high heel. Simultaneously, she and spun while striking with her left elbow catching the would be thief in the face to free herself but then felt a sharp pain in her left side stomach area. She began screaming at the top of her lungs and her attacker fled and limped away without her purse. Lucille Marie grabbed her side with the realization that she had been stabbed and had a lot of blood covering her clothes and hands. A passerby had heard the blood curdling screams and rushed over to see what was going on. Lucile Marie told him what had happened and that she needed immediate attention. Using his cell phone he called 911 and soon the police and an ambulance arrived. The attack had lasted all of 15 seconds.

Rushing by ambulance to a hospital the paramedics had stabilized the bleeding through temporary compression but surgery would be needed. Lucille Marie was awake and inquired where she was being taken. The paramedics mentioned that they were taking her to a nearby hospital. Lucille Marie shared that due to her short term on her new job she had no insurance and needed to go to the County Hospital. The ambulance made a U-turn and headed for the other hospital. Reality raises its head. This took another 10 minutes to arrive at the County Hospital, which would take in “indigent” care patients with taxpayer support. Going right into emergency surgery, Lucille Marie was operated on to repair the knife wound, which missed a lot of vital areas. Lucille Marie spent two hours in recovery stitches and sutures on her left side and tubes and such coming out from under the sheet. Lucille Marie was admitted to a two-bed hospital room for treatment, monitoring and care. Lucile Marie, still a little groggy, was able to get her hands on a phone and speak with her daughter. Her daughter told her, sans cake, she was coming to the hospital with group to see her. A tear welled up in her eye. This was not the birthday party Lucile Marie had envisioned for her daughter. Before the daughter, Tammy, arrived the police took a statement and a description of the assailant and filed a police report. The police shared that resisting an attack can lead to such an injury. It was also discussed that there had been a man who was working the area using strong-armed robbery tactics and they were diligently looking to capture this dude. This was the first life threatening assault among all the victims. The police emphasized it was important to get this perpetrator off the streets and soon.

Several months had now passed. Lucille Marie was back working after missing a week of work and was learning all the nuances of the customer service business with the daily interactions with her supervisor. She was getting better at handling the calls without intervention. Management was now more willing to settle issues with cash rebates and credit which made the job a lot easier while offering a much-improved product.

As Lucile Marie checked her mailbox after work, she had a stack of letters with medical related notations on the return address. Lucille Marie knew the shoe was going to drop. She was very surprised that it took this long. Slowly opening each one and carefully stacking up the hospital medical bills all centered on the knife attack; Lucille Marie put her head down and sighed. Using a small calculator, the bills were totaled and it came up to just under $24,000.00. From the $500 ambulance ride to $5.00 bandages. It was overwhelming.

The phone started ringing with collection calls two weeks later. The stress was rising on a daily basis. It was bad enough to get stabbed and lose work, but now this with a mountain of medical bills was almost too much for Lucille Marie to handle. Before the stabbing, Lucille Marie had been attending home buying seminars offered by the local Community Development program. She had been working on some credit issues to raise her credit scores to qualify for a First Time Homebuyer Program which would involve getting a push for closing costs and down payment. The new job was thought to be a continuation of the same line of work so that her new employment would qualify her for the loan. She had been getting close to owning her own home. Lucille Marie had been avoiding the phone with all the “gut” calls coming in from collection agencies but this time as she was listening to her answering machine it was Gail from Community Development following up to check progress on her quest to buy a home. Lucille Marie shared her recent story with Gail. Gail asked if a police report had been filed. Lucille Marie told that it had and she had a copy of it. Gail asked if she could bring in the police report and all the outstanding medical bills. Gail was well acquainted with all the ins and outs of credit matters. Many of her applicants had to deal with credit challenges by getting them handled by paying in full or settling for less than owned before qualifying for a mortgage loan. Gail was on a first name basis with one of the local credit bureaus that acted for one of the big three credit reporting agencies. Sue hearing Gail’s shared story mentioned the existence of the Special Violent Crime Victim’s Recovery Fund, which would pay up to $25,000.00 for losses. A few states have this program while many do not. The paper work alone is daunting for the average citizen. It takes a lot of time and effort to even cut through the maze. Fortunately, Sue was keenly aware of all the shortcuts necessary to successfully file an application and it proved yet another way to collect money for the credit bureau’s clients. Armed with the police report of the stabbing and all the owed bills Sue filed the required application and completed all the paper work.

It took about 45 days, but Sue was successful in getting an award sufficient to pay all the medical bills and not only that, she negotiated the expunging the entire collection record as if it never happened. Lucille Marie’s credit record was made whole again. The collection calls stopped and they were looking at houses to buy with Gail’s help and counsel. The Realtor negotiated an affordable home with the seller paying most of the closing cost and prepaids with Community Development contributing a $15,000 second mortgage with low interest only payments which would be forgiven if Lucille Marie stayed in the home for five years. It was a life interrupted but now was back on track. Tammy’s next birthday party gave Lucille Marie an opportunity to celebrate life and for a moment think about what happened to change her life in fifteen seconds. Tammy’s birthday would always have a double meaning. Lucille Marie felt blessed.

A week later, Lucille Marie received a call from the officer who had taken the police report of her stabbing indicating at long last they had stopped the perpetrator in yet another in progress strong arm robbery attempt. In this instance, an undercover cop returned fire and shot him dead when he resisted arrest while holding a pistol. It seemed he had moved up to a more lethal weapon while trying to support a big drug habit. He had a long prison record and had violated parole. Lucille Marie considered herself lucky once again and blessed at the same time as she peered out the window of her new home. Tammy was close by and she received an unexpected hug from her mom.

Dale Rogers
http://www.brokencredit.com
http://www.sellerhelpsbuyer.com

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